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Supply chain network and information sharing effects of SMEs’ credit quality on firm performance
Journal of Enterprise Information Management ( IF 7.4 ) Pub Date : 2019-09-04 , DOI: 10.1108/jeim-07-2018-0169
Zulqurnain Ali , Bi Gongbing , Aqsa Mehreen

The purpose of this paper is to examine how a supply chain (SC) network helps small and medium enterprises (SMEs) to obtain liquidity and working capital for enhancing their performance while developing the relationships among SC members through information sharing. Moreover, this study also investigates whether a strong tie or bridge tie improves the availability of SMEs’ credit and performance.,Using a survey approach, data were collected from textile SMEs, located in Pakistan. Structural equation modeling and hierarchical regression model were run to validate the proposed model and the relationships.,Findings highlighted that strong tie and bridge tie of SMEs positively and significantly enhance the credit quality and SMEs’ performance. Furthermore, information sharing significantly moderates the relationship between SC network ties and SMEs’ credit quality. Credit quality significantly explains the indirect (mediation) association between the strong tie and the firm performance.,This study will help the SMEs’ entrepreneurs and SC executives to strengthen the liquidity position of SME and improve SMEs’ performance by developing the bridge ties. SMEs should share more information in their SC network while performing business transactions so that financers or lenders can easily access their operational capabilities and individual characteristics to offer them quality credit such as supply chain finance (SCF).,SMEs always face the issue of risk-free financing which adversely affects the firm performance. This study covered the hidden gap in SCM and SMEs’ financing literature by identifying the crucial role of SCF as quality credit in the development of SMEs. Moreover, SMEs can get benefits (e.g. quality credit=SCF) for better embedding in an SC network through information sharing.

中文翻译:

中小企业信用质量的供应链网络和信息共享对企业绩效的影响

本文的目的是研究供应链(SC)网络如何帮助中小企业(SME)获得流动性和营运资金以增强其绩效,同时通过信息共享发展SC成员之间的关系。此外,本研究还调查了强关系或桥梁关系是否会改善中小企业的信用和绩效。通过调查方法,从巴基斯坦的纺织中小企业收集了数据。通过结构方程模型和层次回归模型对所提出的模型及其关系进行了验证。研究结果表明,中小企业之间建立了牢固的纽带和桥梁,显着提高了信贷质量和中小企业的绩效。此外,信息共享显着缓和了SC网络联系与中小企业信用质量之间的关系。信用质量显着说明了牢固关系与企业绩效之间的间接(中介)关联。本研究将通过发展桥梁纽带,帮助中小企业的企业家和SC高管增强中小企业的流动性状况并提高中小企业的绩效。中小企业在进行业务交易时应在其SC网络中共享更多信息,以使融资人或贷方可以轻松地访问其运营能力和个人特征,以向他们提供诸如供应链金融(SCF)之类的优质信用。中小企业始终面临着以下风险:自由融资,这会对公司业绩产生不利影响。这项研究通过确定SCF作为中小企业发展中的质量信用的关键作用,涵盖了SCM和中小企业融资文献中的隐藏差距。此外,中小企业可以通过共享信息而获得利益(例如质量信用= SCF),以便更好地嵌入SC网络中。
更新日期:2019-09-04
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