I review William N. Goetzmann's Money Changes Everything: How Finance Made Civilization Possible. This magnificent book offers insightful coverage of more than 5,000 years of human history under the theme of "how finance made civilization possible." I reinterpret its main hypotheses in the context of recent economic research on finance and development, and also compare them with other economic historians' views. I suggest that further examinations of the historical facts in the book could guide us in rethinking financial regulation.

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长期来看金融与经济发展：评论论文

我回顾了威廉·戈茨曼（William N. Goetzmann）的《钱改变了一切：金融如何使文明成为可能》。这本宏伟的书以“金融如何使文明成为可能”为主题，深入介绍了5,000多年的人类历史。我在最近的金融与发展经济学研究的背景下重新解释了其主要假设，并将它们与其他经济史学家的观点进行了比较。我建议对本书中的历史事实进行进一步的研究可以指导我们重新思考金融监管。