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Increasing Trust in Bankers to Enhance Savings: Experimental Evidence from India
Economic Development and Cultural Change ( IF 2.0 ) Pub Date : 2021-01-01 , DOI: 10.1086/703084
Rahul Mehrotra , Vincent Somville , Lore Vandewalle

According to economic theory, repeated interactions can play a crucial role in shaping trust. We randomly allocated people to treatments that promote interactions with bankers. Next, these people played incentivized trust games with their own banker and with an anonymous other banker. While the effect on trust in their own banker is limited, the impact on trust in other bankers is important. We also find that account savings strongly associate with trust in one’s own banker. Our experiment suggests that trust in one’s banker matters for savings but that it is more difficult to influence than trust in bankers in general.

中文翻译:

增加对银行家的信任以增加储蓄:来自印度的实验证据

根据经济学理论,反复互动可以在塑造信任方面发挥关键作用。我们随机分配人们接受促进与银行家互动的治疗。接下来,这些人与自己的银行家和匿名的其他银行家玩激励信任游戏。虽然对他们自己的银行家的信任的影响有限,但对其他银行家的信任的影响很重要。我们还发现,账户储蓄与对自己银行家的信任密切相关。我们的实验表明,对银行家的信任对储蓄很重要,但影响比对一般银行家的信任更难。
更新日期:2021-01-01
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