Although a great deal of research has focussed on and continues to focus on fraud prevention and detection, there is still no reliable way to predict who will become a white‐collar criminal/fraudster. Significant benefits would result if and when this can be done. This paper recognizes that there are many common characteristics that exist among fraudsters and investigates whether fraud can be predicted based on the psychological, sociological, and environmental state of children throughout their upbringing. Research shows that children with a negative childhood develop negative habits, emotions, and mentalities, including disorders that can linger well into their adult lives. These negative characteristics can ruin relationships and possibly even influence an individual to commit fraud. This paper provides initial evidence regarding the potential significance of some childhood characteristics that may contribute to the likelihood that someone will become a white‐collar criminal. Given that no other similar research exists, this paper may help guide future researchers who are also attempting to solve this complex problem.

中文翻译：

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生来就是个骗子

尽管大量研究集中在并且继续集中在欺诈预防和发现上，但是仍然没有可靠的方法来预测谁将成为白领犯罪分子/欺诈者。如果并且何时可以做到，将会带来巨大的好处。本文认识到欺诈者之间存在许多共同的特征，并调查在整个儿童成长过程中，是否可以基于儿童的心理，社会学和环境状况预测欺诈行为。研究表明，儿童期不良的孩子会养成不良的习惯，情绪和心态，包括可能会持续到成年生活中的疾病。这些负面特征可能破坏人际关系，甚至可能影响个人进行欺诈。本文提供了有关某些童年特征的潜在重要性的初步证据，这些童年特征可能会导致某人成为白领罪犯的可能性。鉴于没有其他类似的研究存在，本文可能有助于指导未来的研究人员，他们也试图解决这一复杂的问题。