The European Union plans on partially harmonising the extrajudicial enforcement of collateral in order to reduce the stocks of nonperforming loans. This article discusses the proposed regime and its background. After examining its impact on the national secured transactions law of Austria, Belgium, France, Germany and The Netherlands, the authors comment on the appropriateness of the proposed harmonisation.

中文翻译：

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不良贷款与整个欧洲法外抵押品执行的协调

欧洲联盟计划部分协调抵押品的法外执行，以减少不良贷款的存量。本文讨论了拟议的制度及其背景。在审查了其对奥地利，比利时，法国，德国和荷兰的国家担保交易法的影响之后，作者对提议的统一性的适当性发表了评论。