No income, no assets (NINA) and low income, low assets (LILA) debtors are a non‐negligible part of the increasingly ‘financialized’ market economy. Falling outside the financial market or accessing it through low quality financial products, NINA/LILA debtors appear to be under prioritized by both legal and judicial regimes and public policies. Focusing on the legal and judicial dimension, and taking as an illustration the Portuguese context, we discuss how preinsolvency and insolvency solutions still remain ill‐adjusted for such cases. In spite the existence of some legal provisions aiming at fostering access to law and courts regardless individuals' financial conditions, they do not perform very well with insolvent debtors lacking a regular income. Addicionally, there are non‐legal barriers that prevent those with less economic means to fight properly for their social and economic rights.

中文翻译：

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葡萄牙《破产法》规定的NINA / LILA债务人：显而易见的隐藏问题？

没有收入，没有资产（NINA）和低收入，低资产（LILA）债务人是日益“金融化”的市场经济不可忽略的一部分。NINA / LILA债务人不在金融市场之外，也无法通过低质量的金融产品进入市场，因此，法律和司法制度以及公共政策都将其优先考虑。着眼于法律和司法方面，并以葡萄牙的情况为例，我们讨论了在这种情况下，破产前和破产解决方案如何仍然无法调整。尽管存在一些旨在促进不论个人经济状况如何诉诸法律和法院的法律条款，但在缺乏固定收入的无力偿债债务人的情况下，它们的表现并不理想。另外，