This paper attempts to design a viable system model for banking systems that are at the risk of losing their business because of the complexity of the business environment. The complex environment that organizations are facing is an uncertain situation in which banks and financial institutions are at the risk of losing their business. Organizational structure flexibility is required for their viability in the current situation so the VSM model proposed for the banking system. Systematic action research did at Tejarat bank as one of the major banks in Iran. The VSM model designed with Viplan methodology. The VSM model proposed for Tejarat bank. This model can be used for other banking systems. The VSM model can guarantee the viability of banking systems. Adaptability to a complex environment can be obtained via this cybernetics approach.

本文试图为银行系统设计一个可行的系统模型，这些银行系统由于业务环境的复杂性而面临失去业务的风险。组织面临的复杂环境是一种不确定的情况，银行和金融机构面临着失去业务的风险。在当前情况下，它们的生存能力需要组织结构的灵活性，因此为银行系统提出了 VSM 模型。作为伊朗主要银行之一的 Tejarat 银行进行了系统的行动研究。使用 Viplan 方法设计的 VSM 模型。为 Tejarat 银行提出的 VSM 模型。该模型可用于其他银行系统。VSM 模型可以保证银行系统的生存能力。通过这种控制论方法可以获得对复杂环境的适应性。