Using data from the 2012 International Social Survey Program (n = 8269), this study investigated how couples integrate and manage their income across 20 countries with varying degrees of gender inequality. Couples were more likely to report that one person managed the shared pot of money in countries with high gender inequality compared with couples in more gender equal countries. This pattern was not moderated by within-couple earnings equality. We found a cohabitation—marriage gap in income arrangements that is largest where national-level gender equality is high. In more gender equal contexts, married couples were more likely to pool and manage their money together, whereas a larger proportion of married couples assigned one money manager in countries with less gender equality. Cohabiting couples were more likely to keep some money separate than to take-up a pooled, jointly managed approach in more gender equal countries. Findings demonstrate the need to consider both management and pooling dimensions of couples’ treatment of money to understand the influence of contextual factors on couples’ income arrangements.

本研究利用 2012 年国际社会调查计划 (n = 8269) 的数据，调查了 20 个性别不平等程度不同的国家中夫妇如何整合和管理其收入。与性别更加平等的国家的夫妇相比，在性别不平等程度较高的国家，夫妇更有可能报告说，一个人管理着共同的一笔钱。这种模式并没有受到夫妻内部收入平等的调节。我们发现，在国家层面性别平等程度较高的地区，同居-婚姻收入安排方面的差距最大。在性别更加平等的环境中，已婚夫妇更有可能共同集中和管理资金，而在性别平等程度较低的国家，更大比例的已婚夫妇指定一名资金管理者。在性别更加平等的国家，同居夫妇更有可能将一些钱分开，而不是采取集中、共同管理的方式。研究结果表明，需要考虑夫妻金钱处理的管理和汇集两个维度，以了解背景因素对夫妻收入安排的影响。