Family financial stress research has typically examined negative effects of deprivation on mental health, which in turn erode financial coping. While this work acknowledges family support’s role in buffering these effects, it has typically overlooked how family identification can act to structure the experience of, and response to, economic challenge. We adopt a Social Identity approach, arguing that family identification predicts increased social support and improved well-being, which predicts more effective coping with financial problems. We explore this in two community surveys (N = 369; N = 187). In the first we show that stronger family identification and support predict better well-being, which predicts better evaluation of economic coping. In the second we replicate these findings, and also show that the relationship between well-being and financial distress is fully mediated by perceptions of ‘Collective Family Financial Efficacy’. These findings point to a more positive understanding of how family cohesion can promote mental well-being/resilience.

家庭经济压力研究通常检查了剥夺对心理健康的负面影响，这反过来削弱了经济应对能力。尽管这项工作承认家庭支持在缓冲这些影响方面的作用，但它通常忽略了家庭识别如何发挥作用来构造对经济挑战的经验和响应。我们采用一种社会认同方法，认为家庭认同可以预测增加的社会支持和幸福感，从而可以更有效地应对财务问题。我们在两次社区调查中对此进行了探讨（N  = 369; N = 187）。在第一个研究中，我们表明，更强大的家庭认同和支持可以预示更好的幸福感，从而可以更好地评估经济应对能力。在第二篇文章中，我们重复了这些发现，并且还表明，幸福与财务困扰之间的关系完全由对“集体家庭财务效能”的理解所介导。这些发现表明，人们对家庭凝聚力如何促进心理健康/韧性具有更积极的认识。