In the UK both the Bank of England and the Financial Conduct Authority have recently carried out experiments using new digital technology for regulatory purposes. The idea is to replace rules written in natural legal language with computer code and to use artificial intelligence for regulatory purposes. This new way of designing regulatory rules is in line with the UK government’s vision for the country to become a global leader in digital technology. It is also reflected in the FCA’s business plan. The article reviews the technology and the advantages and disadvantages of combining the technology with regulatory law. It then informs the discussion from a broader perspective. It analyses regulatory technology through criteria developed in the mainstream regulatory debate. It contributes to that debate by anticipating problems that will arise as the technology evolves. In addition, the hope is to assist the government in avoiding mistakes that have occurred in the past and creating a better system from the start.

中文翻译：

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监管技术：用计算机代码代替法律

在英国，英格兰银行和金融行为监管局最近都出于监管目的使用新的数字技术进行了实验。这个想法是用计算机代码替换以自然法律语言编写的规则，并将人工智能用于监管目的。这种设计监管规则的新方式符合英国政府使该国成为数字技术全球领导者的愿景。这也反映在 FCA 的商业计划中。文章回顾了该技术以及将该技术与监管法律相结合的优缺点。然后它从更广泛的角度为讨论提供信息。它通过在主流监管辩论中制定的标准来分析监管技术。它通过预测随着技术的发展会出现的问题来推动这场辩论。此外，希望协助政府避免过去发生的错误，从一开始就建立一个更好的制度。