Abstract Financial education initiatives for children and teenagers in Germany advance a specific kind of financial agency. It identifies independence with dependence on money circuits, and adulthood with responsible use of contractual rights and obligations. Financial education naturalizes this agency by anchoring it in personality and household while disembedding it from society. I demonstrate this ethnographically to argue that such agency encourages a judicious management of payments that would minimize claims on the public purse and maximize the potential profitability of household resources. Its goal is to facilitate the reproduction of capital in support of finance-led accumulation.

中文翻译：

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通过金融教育实现资本再生产

摘要 德国针对儿童和青少年的金融教育计划推动了一种特定的金融机构。它将独立性定义为对货币循环的依赖，将成年定义为负责任地使用合同权利和义务。金融教育通过将其锚定在个性和家庭中，同时将其从社会中分离出来，从而使该机构自然化。我从人种学上证明这一点，以争辩说这样的机构鼓励对付款进行明智的管理，从而最大限度地减少对公共钱包的要求并最大限度地提高家庭资源的潜在盈利能力。其目标是促进资本再生产，以支持金融主导的积累。