This study examines the effect of mobile technologies on the choice of self-employment in Kenya. The study used the 2016 household FinAccess retail survey data, which was collected using stratified multi-stage sampling to ensure representativeness at the national, regional, and residence (urban vs rural) levels. A probit model was used to analyse the data. The study finds that mobile phones, mobile money, mobile banking, and mobile credit influence one’s decision to become self-employed. Other contributing factors include age, gender, marital status, education, wealth, place of residence, and the number of dependents in the household. These findings suggest that entrepreneurship policy in Kenya will have greater impact by enhancing access to mobile technologies.

本研究考察了移动技术对肯尼亚自谋职业选择的影响。该研究使用了2016年家庭FinAccess零售调查数据，该数据是通过分层多阶段抽样收集的，以确保在国家，地区和居民（城市与农村）水平上的代表性。概率模型用于分析数据。该研究发现，手机，手机货币，手机银行和手机信贷会影响一个人成为个体户的决定。其他影响因素包括年龄，性别，婚姻状况，受教育程度，财富，居住地点以及家庭中的受抚养人数。这些发现表明，肯尼亚的创业政策将通过增加对移动技术的获取而产生更大的影响。