Motivated by recent applications of sequential decision making in matching markets, in this paper we attempt at formulating and abstracting market designs in peer lending. In the rest of this paper, what will follow is a paradigm to set the stage for how peer lending can be conceived from a matching market perspective with sequential design making embedded in it. We attempt at laying the stepping stones toward understanding how sequential decision making can be made more flexible in peer lending platforms and as a way to devise more fair and equitable outcomes for both borrowers and lenders. The goal of this paper is to provide some ideas on how and why lending platforms conceived from the perspective of matching markets can allow for incorporating fairness and equitable outcomes when we design lending platforms.

中文翻译：

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匹配市场中的强盗：同行借贷的想法和建议

受到最近在匹配市场中顺序决策的应用的启发，在本文中，我们尝试制定和抽象同行借贷中的市场设计。在本文的其余部分，将遵循一个范式，为如何从匹配的市场角度构思同行借贷以及嵌入其中的顺序设计奠定基础。我们试图为了解如何在同行借贷平台中使顺序决策变得更加灵活以及为借款人和贷方设计​​更公平和公平的结果奠定基础。本文的目的是提供一些想法，说明从匹配市场的角度构思的借贷平台如何以及为何能够在我们设计借贷平台时实现公平和公正的结果。