With the increase in the use of various mobile devices, mobile payments have become a crucial driver for commerce success. However, the percentage of consumers who use or continue using mobile payments in the US is low. This study adopts information technology (IT) ecosystem view and transfer of learning theory and explores the effects of five types of technology use habits on consumers’ intention to continue using mobile payments. Results indicate that consumers’ online shopping, mobile service use, and cell phone use habits have a positive relationship with their mobile payment use habit, positively affecting their intention to continue using mobile payments. Theoretical and practical implications of the findings are presented.

随着各种移动设备使用的增加，移动支付已成为商业成功的关键驱动力。但是，在美国使用或继续使用移动支付的消费者比例很低。本研究采用信息技术（IT）生态系统观点和学习理论的转移，并探讨了五种类型的技术使用习惯对消费者继续使用移动支付的意愿的影响。结果表明，消费者的在线购物，移动服务使用和手机使用习惯与他们的移动支付使用习惯具有正相关关系，从而积极影响他们继续使用移动支付的意愿。提出了研究结果的理论和实践意义。