Research shows that extrahousehold kin economic resources contribute to the racial gap in transitions into homeownership, but the extent to which these resources matter for racial disparities in exits from homeownership is less understood. Using longitudinal data from the Panel Study of Income Dynamics, 1984–2017, we examine the role of extrahousehold kin wealth and poverty in shaping racial inequalities in the risk of exiting homeownership. Our nonlinear decomposition results indicate that racial differences in family network resources explain a nontrivial portion of the racial gap in homeownership exit, but there is little evidence that the effects of kin resources on exit are moderated by race. Among both Black and White owners, having wealthier noncoresident kin does not lessen the negative impacts of adverse economic or health shocks on the probability of losing homeownership. Our findings have implications for policies and programs designed to buttress the ability of minority households, especially those in financial distress, to sustain the wealth-building state of homeownership.

中文翻译：

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敲出？家庭外亲属资源的种族差异和房屋所有权的丧失。

研究表明，家庭外的亲属经济资源导致了过渡到拥有房屋的种族差距，但这些资源对退出拥有房屋的种族差异的影响程度尚不清楚。使用 1984 年至 2017 年收入动态小组研究的纵向数据，我们研究了家庭外亲属财富和贫困在塑造种族不平等方面的作用，以及退出房屋所有权的风险。我们的非线性分解结果表明，家庭网络资源的种族差异解释了家庭拥有退出中种族差距的重要部分，但几乎没有证据表明亲属资源对退出的影响受到种族的调节。在黑人和白人业主中，拥有更富裕的非居民亲属并不会减轻不利的经济或健康冲击对失去房屋所有权的可能性的负面影响。我们的研究结果对旨在支持少数族裔家庭（尤其是处于财务困境中的家庭）维持财富积累状态的能力的政策和计划具有重要意义。