Prevention and control of risks are an eternal theme of financial institutions. Although, to some extent, the emergence of supply chain finance can enhance the financing capacity of small- and medium-sized enterprises (SMEs) and reduce financial risks of financial institutions, with the development of smart city and smart finance, the financial risks of SMEs are more complex, infectious, dormant, and difficult to accurately identify and measure. Facing this status, financial institutions have been required to understand and evaluate the financial risks of SMEs from a new perspective. Therefore, this paper, based on the study of financial risks assessment of SMEs under the smart city and smart finance, innovatively constructs a new index evaluation system for supply chain finance, based on improved hesitant fuzzy linguistic PROMETHEE method, and the effectiveness and advantages of the model have been verified through an example. To a certain degree, the SMEs financing the evaluation model and improved PROMETHEE method can not only help financial institutions reduce the risks in the specific financial transactions but also reduce the survival threat of financial institutions. Moreover, it is of positive significance to the stable operation of the financial system.

中文翻译：

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智慧城市下的中小企业供应链财务风险评估

预防和控制风险是金融机构永恒的主题。尽管在某种程度上，随着智能城市和智能金融的发展，供应链金融的出现可以增强中小企业的融资能力并降低金融机构的金融风险，中小企业更加复杂，具有传染性，处于休眠状态并且难以准确识别和衡量。面对这种状况，要求金融机构从新的角度理解和评估中小企业的金融风险。因此，本文在研究智慧城市和智慧金融下的中小企业财务风险评估的基础上，基于改进的犹豫模糊语言PROMETHEE方法，创新性地构建了供应链金融的新指标评估体系，通过实例验证了该模型的有效性和优势。在一定程度上，中小企业融资评估模型和改进的PROMETHEE方法不仅可以帮助金融机构降低特定金融交易中的风险，而且可以降低金融机构的生存威胁。而且，这对金融体系的稳定运行也具有积极意义。