Financial information literacy helps to manage earnings, especially among those students who study non-commerce subjects. Thus, this study attempts to explore the differences in such literacy through their demographic and socioeconomic characteristics. A well-structured instrument was used to gather data from 382 non-commerce students in universities in Pakistan using a multi stage sampling technique. Analyses were conducted through percentage of correct response technique and group comparisons. The findings indicate an average level of financial knowledge among university students. The demographic differences reveal that most of the students are male, graduate, with age above 26, enrolled in a private university, residing in dormitories, and score higher in academic subjects are more financially literate. While the socioeconomic differences indicate that those students who follow family advice, study minor finance courses, maintain a bank account, and have higher parental income are more knowledgeable about finance. The study recommends arranging awareness sessions to impart financial knowledge to students.

金融信息素养有助于管理收入，特别是在那些学习非商业学科的学生中。因此，本研究试图通过其人口统计学和社会经济特征来探索这种文化的差异。使用多阶段抽样技术，使用结构良好的工具收集了巴基斯坦大学382名非商业学生的数据。通过正确回答技术的百分比和组比较进行分析。调查结果表明大学生的金融知识水平平均。人口统计学差异表明，大多数学生是男性，研究生，年龄在26岁以上，就读于私立大学，居住在宿舍，并且在学术科目中得分较高的人在财务方面的素养更高。尽管社会经济差异表明，那些遵循家庭咨询，学习辅修金融课程，开设银行账户以及父母收入较高的学生对金融知识更为了解。该研究建议安排提高认识的课程，向学生传授金融知识。