Abstract The potential use of mobile payment is enormous and it is receiving attention as an alternative mode of payment worldwide. The present study develops a conceptual model to analyze the intention to use mobile payment services in the emerging market. Data was collected in India, one of the biggest emerging market, through a survey. The research hypotheses were tested using structural equation modeling approach. The results offer support that innovativeness, stress and perceived ease of use influence the perceived usefulness of mobile payment services. Subsequently, perceived usefulness, perceived satisfaction, perceived risk and perceived trust influence the intention to use mobile payment services. The findings provide alternatives for companies to consolidate this technology-based payment service.

中文翻译：

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新兴市场移动技术使用评估：分析印度移动支付服务的使用意愿

摘要 移动支付的潜在用途是巨大的，它作为一种替代支付方式在世界范围内受到关注。本研究开发了一个概念模型来分析在新兴市场中使用移动支付服务的意图。数据是通过一项调查在最大的新兴市场之一印度收集的。研究假设使用结构方程建模方法进行检验。结果支持创新性、压力和感知易用性影响移动支付服务的感知有用性。随后，感知有用性、感知满意度、感知风险和感知信任会影响移动支付服务的使用意愿。调查结果为公司整合这种基于技术的支付服务提供了替代方案。