As the Internet banking service has become popular, many users have been able to exchange goods online. Even though this offers advantage, there are cases of incidents in the Internet banking service arising from security threats. In order to counteract this problem, various security techniques have been applied over the whole area of the Internet banking service. In this paper, we analyze the results of security techniques applied in the user terminal area. In detail, we classify the existing security technologies into network domain, financial institution domain, and user terminal domain, to ensure the security of the Internet banking service. This paper focuses on security techniques in the user terminal domain. Specifically, we classify the security technologies in the user terminal domain into secure keyboard program, PKI applications, E2E encryption, antihacking program, personal firewall, removable media security, and antireverse engineering technique and describe detailed and key techniques of each security technology. For easy understanding and security analysis of security technologies, we describe each security technology in detail and explain each technology by way of example. We consider that this paper will provide criteria for evaluating the security of Internet banking services.

中文翻译：

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网上银行服务用户终端区安全技术分类与分析

随着互联网银行服务的普及，许多用户已经能够在线交换商品。即使这提供了优势，但也存在因安全威胁而导致Internet银行服务事件发生的情况。为了解决此问题，已在整个Internet银行服务领域应用了各种安全技术。在本文中，我们分析了在用户终端区域中应用的安全技术的结果。详细地说，我们将现有安全技术分为网络域，金融机构域和用户终端域，以确保Internet银行服务的安全性。本文重点介绍用户终端域中的安全技术。具体来说，我们将用户终端域中的安全技术分为安全键盘程序，PKI应用程序，端到端加密，防黑客程序，个人防火墙，可移动媒体安全性和防逆向工程技术，并描述每种安全技术的详细和关键技术。为了便于理解和安全技术安全分析，我们详细描述了每种安全技术并通过示例方式解释了每种技术。我们认为本文将为评估网上银行服务的安全性提供标准。