A persistently pressing issue identified in the decision‐making literature is that people not only fail to recognize the risks entailed in a near‐loss event but also subsequently engage in further risk‐taking. We contend in this paper that prevention motivation critically regulates decision‐makers' responses to a near‐loss. Across three studies, we found that high prevention‐focused individuals perceive greater risks in a near‐loss event and are subsequently less likely to take risks, compared with low prevention‐focused individuals. This finding highlights the significance of applying a motivational perspective to studying decision‐making and risk.

中文翻译：

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冒险或谨慎行事：预防动机会调节对濒临损失事件的反应

决策文献中发现的一个持续紧迫的问题是，人们不仅没有认识到濒临损失事件所带来的风险，而且随后还会进一步承担风险。我们在本文中争辩说，预防动机严格地调节了决策者对濒临损失的反应。在三项研究中，我们发现高度预防的个人在濒临损失事件中感知到更大的风险，因此与低预防的个人相比，承担风险的可能性更小。这一发现强调了将动机视角应用于研究决策和风险的重要性。