"A number of hypotheses concerning remittances from foreign emigrants are developed and tested using questionnaire survey data from Lala, a Lebanese village. According to the theory, a rural family engages in an implicit insurance-type contract with the potential migrant because both are averse to risk.... Results from testing the hypotheses are somewhat consistent with the proposition that, after a period of adjustment, migrants do begin to remit, thereby providing their families with an insurance against the uncertainties of life in the country of origin. However, the level of remittances does not appear to depend on the potential to inherit from a family's wealth. Moreover, families do not seem to invest in their migrants so as to improve their farm lands and to undertake risky agricultural techniques. The long-term remittance commitment of migrants to their residual families suggests that migrants' altruism may be a more significant motivating factor than self-interest." (SUMMARY IN FRE)

中文翻译：

---

国际移徙和向黎巴嫩村庄的汇款。

“有关外国移民汇款的一些假设是使用黎巴嫩村庄拉拉的问卷调查数据开发和检验的。根据该理论，一个农村家庭与潜在移民签订了隐性保险式合同，因为两者都反对风险....检验假设的结果与以下假设相符：经过一段时间的调整后，移民确实开始汇款，从而为其家人提供了抵御原籍国生活不确定性的保险。汇款水平似乎不取决于从家庭财富中继承的潜力，而且，家庭似乎没有投资移民以改善其耕地面积和从事危险的农业技术。移民向其剩余家庭的长期汇款承诺表明，移民的利他行为可能比自身利益更重要。”（摘要）