Consumer Behaviors Among Individuals Enrolled in High-Deductible Health Plans in the United States,JAMA Internal Medicine

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Consumer Behaviors Among Individuals Enrolled in High-Deductible Health Plans in the United States
JAMA Internal Medicine ( IF 22.5 ) Pub Date : 2018-03-01 , DOI: 10.1001/jamainternmed.2017.6622
Jeffrey T. Kullgren _{1,

2,

3,

4} , Elizabeth Q. Cliff ₅ , Christopher Krenz ₄ , Brady T. West _{3,

6} , Helen Levy _{3,

5,

6} , A. Mark Fendrick _{2,

3,

5} , Angela Fagerlin _{7,

8}

Affiliation

Increasing enrollment in high-deductible health plans (HDHPs),¹ which have deductibles of at least $1300 for individuals or at least $2600 for families, is creating challenges for patients and providers, such as health care services that are needed but foregone² or received but uncompensated.³ To confront these challenges, patients enrolled in HDHPs are encouraged to be discerning health care consumers by saving for future services, using information about the price or quality of services, talking with providers about costs, or negotiating prices.⁴^,5 Our study examined the prevalence and reported results of these consumer behaviors among individuals enrolled in HDHPs in the United States.

中文翻译：

在美国参加高扣除额健康计划的个人中的消费者行为

高扣除额健康计划（HDHP）^1的增加，个人的自付额至少为1300美元，家庭的自付额至少为2600美元，这给患者和提供者带来了挑战，例如需要但已放弃²或已获得的医疗保健服务但没有补偿。³为了应对这些挑战，鼓励参加HDHP的患者通过节省未来的服务，使用有关价格或服务质量的信息，与提供者讨论费用或谈判价格来区分医疗保健消费者。⁴^，5本研究调查的患病率和报告这些消费行为的结果中个人在美国HDHPs就读。

更新日期：2018-03-06

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