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Repurchasing probabilistic goods as incentive sensation process for lonely individuals: The roles of liking and wanting The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-12-25 Anqi Hu, Ruizhi Yuan, Ruolan Chen, Martin J. Liu
Drawing on incentive sensitization theory, our study focuses on loneliness coping as a goal pursuit or hedonic searching process through consumption of probabilistic goods. We propose that loneliness triggers liking (hedonic feelings) and wanting (desired outcomes), which lead to the repurchase intention of probabilistic goods. We adopt an interview study (N = 20) to explore facets of loneliness, clarifying
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Antecedents and outcome of mindful buying The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-11-21 Anil Mathur, George P. Moschis
Many scholars have examined how people implement principles of mindfulness in their day-to-day consumption activities. Because buying in most cases precedes consumption, the present research builds a model of antecedents of mindful buying. Based on multi-theoretical perspectives, the model posits four key variables as antecedents of mindful buying: environmental activism (self-concept theory and collective
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Antecedents and outcome of mindful buying The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-11-21 Anil Mathur, George P. Moschis
Many scholars have examined how people implement principles of mindfulness in their day-to-day consumption activities. Because buying in most cases precedes consumption, the present research builds a model of antecedents of mindful buying. Based on multi-theoretical perspectives, the model posits four key variables as antecedents of mindful buying: environmental activism (self-concept theory and collective
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Financial literacy among autistic adults The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-10-23 Monica Galizzi, Ashleigh Hillier, David Schena
Financial literacy is highly correlated to long-term positive economic outcomes. Research examining the financial literacy of autistic adults is virtually nonexistent which is concerning given the implications of financial decision-making for quality of life. This study assessed conceptual understanding and financial behaviors of autistic adults compared with a matched group of nonautistic adults.
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Financial literacy among autistic adults The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-10-23 Monica Galizzi, Ashleigh Hillier, David Schena
Financial literacy is highly correlated to long-term positive economic outcomes. Research examining the financial literacy of autistic adults is virtually nonexistent which is concerning given the implications of financial decision-making for quality of life. This study assessed conceptual understanding and financial behaviors of autistic adults compared with a matched group of nonautistic adults.
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What do we really know about “don't know”? Re-assessing the measurement of financial knowledge The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-10-07 Melissa J. Wilmarth, Kyoung Tae Kim, Tae-Young Pak
Survey protocols measuring financial knowledge typically offer a don't know (DK) response option along with factual statements about personal finance. The potential problem of this practice is that a DK response could capture something other than financial knowledge and mislead empirical research on the association between financial knowledge and behavioral outcomes. In this study, we examined whether
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What do we really know about “don't know”? Re-assessing the measurement of financial knowledge The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-10-07 Melissa J. Wilmarth, Kyoung Tae Kim, Tae-Young Pak
Survey protocols measuring financial knowledge typically offer a don't know (DK) response option along with factual statements about personal finance. The potential problem of this practice is that a DK response could capture something other than financial knowledge and mislead empirical research on the association between financial knowledge and behavioral outcomes. In this study, we examined whether
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Roger M. Swagler In Memoriam The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-09-30 Brenda J. Cude
Roger M. Swagler died on August 8, 2023. Dr. Swagler was, until his retirement from the University of Georgia, a devoted member of the American Council on Consumer Interests (ACCI). He attended annual conferences on a regular basis and thrived on discussions of the topics presented there. With his co-authors John Burton and Joan Koonce, he received ACCI's Russell A. Dixon award in 1996 for their article
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“If I don't have credit, I don't have anything”: Perspectives on the credit scoring system among mothers with low incomes The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-09-30 J. Michael Collins, Sarah Halpern-Meekin, Melody Harvey, Jill Hoiting
This mixed-methods study examines consumer perspectives on the credit scoring system drawn from in-depth interviews with 72 mothers with low incomes and national survey data from the National Financial Capability Study. Interviewees express strong awareness of credit scoring and a desire to have good credit. National survey data corroborate these findings, showing that most mothers with low incomes
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“If I don't have credit, I don't have anything”: Perspectives on the credit scoring system among mothers with low incomes The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-09-30 J. Michael Collins, Sarah Halpern-Meekin, Melody Harvey, Jill Hoiting
This mixed-methods study examines consumer perspectives on the credit scoring system drawn from in-depth interviews with 72 mothers with low incomes and national survey data from the National Financial Capability Study. Interviewees express strong awareness of credit scoring and a desire to have good credit. National survey data corroborate these findings, showing that most mothers with low incomes
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Financial debts and subjective well-being of young adults: An adaption of the stress process model The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-09-26 Lu Fan, Soomin Ryu
Using a stress process theoretical framework, this article examines the relationship between financial debts and the subjective well-being of young adults and the role of social and personal resources in the mechanism. The analyses include 2348 young adults from the 2017 Transition into Adulthood Supplement study of Panel Study of Income Dynamics, using the structural equation modeling method. We found
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The role of racial/ethnic discrimination in financial access and material hardship: Findings from Korean immigrants living in the deep south The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-09-19 Yunju Nam, Eun Young Choi, Cho Rong Won, Hee Yun Lee
This study examines how racial/ethnic discrimination influences financial access and material hardship, using survey data collected from self-identified Korean immigrants living in two counties in Alabama (N = 241). Key variables are experiencing racial/ethnic discrimination, two subjective measures of financial access, and four indicators of material hardship (overall, food-related, health insurance
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Productive and repressive power: The influence of gender norms on parents' decisions on children's consumption The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-09-09 Lealis Vaz Meleiro Lopes, Andres Rodriguez Veloso, Sofia Batista Ferraz
This study examines how parents exert productive and repressive power in influencing their children's gender socialization through consumption. We interviewed 20 parents responsible for educating 36 children to investigate their challenges when confronted with their children's consumption demands that deviate from gender-appropriate norms. Under a queer feminist poststructuralist perspective, our results
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Your car is your credit: Using research to curb predatory car title lending The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-08-31 Jean Ann Fox
This article is an edited version of the 2023 Esther Peterson Consumer Policy Forum lecture delivered at the American Council on Consumer Interests annual conference in May 2023. It uses the car title loan product to illustrate the information necessary to improve the credit market for vulnerable consumers. It provides ideas for research that would inform work to reform consumer loans secured by ownership
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Rhoda Karpatkin in Memoriam The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-08-30 Brenda J. Cude
Rhoda Karpatkin, the first female executive director of Consumers Union, died on August 5, 2023. Ms. Karpatkin's dedication to improving consumer well-being began early in her career. After graduating from Yale Law School, she practiced law for 20 years, specializing in consumer and education law. Subsequently, she served in a variety of roles in which she championed civil, labor, women's, and consumer
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Perception versus the reality of financial situation: The role of personality traits in the United States The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-08-28 Olamide Olajide, Sarah Asebedo, Donald Lacombe, Todd Little
An individual might have a net worth of $10,000 and believe they are in great shape financially, while another individual might have $100,000 and feel otherwise. Could personality explain this disparity between perception and reality of their financial situation? This study answers this research question using data from the 2018 Health and Retirement Study (HRS). Findings from this study show that
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Are data breaches the new norm? Exploring data breach trends, consumer sentiment, and responses to security invasions The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-07-29 Ereni Markos, Priscilla Peña, Lauren I. Labrecque, Kunal Swani
Although data breaches are common, limited knowledge exists regarding consumer sentiments towards them and the personal actions taken following a breach. First, we explore trends using a database chronicling 14 years of breaches. Then, guided by Social Contract Theory, our study analyzes a secondary dataset of survey responses from 890 affected consumers to understand perceptions of breaches, including
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A systematic review of consumer empowerment research trends: Evidence from esteemed consumer studies journals The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-07-28 Jaehye Suk, Xu Li, Hyesun Hwang
Research on consumer empowerment has evolved to reflect its requirements over time. This study aimed to trace consumer empowerment research trends through a systematic review of 245 abstracts from two esteemed journals in the field of consumer studies, namely, International Journal of Consumer Studies and Journal of Consumer Affairs. Reference network analysis revealed that research on consumer empowerment
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Reexamining health messages in the political age: The politicization of the COVID-19 pandemic and its detrimental effects on vaccine hesitancy The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-07-28 Ioannis Kareklas, Devipsita Bhattacharya, Darrel D. Muehling, Victoria Kisekka
Our work investigates the extent to which the politicization of health science may have impacted consumers' vaccine hesitancy during the COVID-19 pandemic. This inter-disciplinary, multi-method manuscript reports the results of three empirical investigations designed to examine how the consumers' political leanings and the sources they rely on for information might influence their decisions to receive
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Examining legislation and trends in healthcare pricing: A research agenda for consumer well-being The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-07-13 Deidre Popovich, Kellilynn M. Frias
Healthcare costs continue to rise considerably in the United States; one proposed solution is to give consumers more choices regarding their healthcare decisions. Recent legislation has the aim of making healthcare pricing more transparent and providing consumers with an increased understanding of costs. This article offers a research agenda for studying healthcare price transparency and provides an
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Consuming intimate apparel: A Brazilian transgender discourse The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-06-10 Rodolfo Rodrigues Rocha, Andres Rodriguez Veloso, Roberto Flores Falcão, Giovanna Giacon Rossini, Beatriz Toriello Collalto, Larissa dos Santos Lopes, Giovanna Zamboni Batista
Transgender consumers struggle to have their gender identity recognized, resorting to clothing as a practical way to forge their identity. Intimate apparel represents the innermost type of clothing, carrying both functional and aesthetic roles for transgender individuals. When navigating the intimate apparel marketplace, transgender consumers are faced with vulnerability as their gender identity is
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Journal of Consumer Affairs Best Article and Best Reviewer Awards The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-06-05 Brenda J. Cude
2023 Journal of Consumer Affairs Best Article Award (co-winners) Either you control social media or social media controls you: Understanding the impact of self-control on excessive social media use from the dual-system perspective Kseniia Zahrai, Ekant Veer, Paul William Ballantine, Huibert Peter de Vries, Girish Prayag Volume 56, Issue 2 Drawing on dual-system theories, this study shows that excessive
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Recipients of 2023 American Council on Consumer Interests Best Paper Awards The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-06-05 Brenda J. Cude
Richard L.D. Morse Applied Consumer Economics Award, National Endowment for Financial Education (NEFE) Paper Award Enhancing trust in the Social Security Administration Author(s): Cliff Robb, Professor, University of Wisconsin-Madison; Marti Deliema, Assistant Professor and Gerontologist, University of Minnesota-Twin Cities; Steve Wendel, Applied Behavioral Scientist One of the insidious effects of
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Expanding consumer mindfulness for collective sustainable well-being: Overview of the special issue and future research directions The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-06-05 Shalini Bahl, George R. Milne, Elizabeth G. Miller
This special issue focuses on the potential of mindfulness to enhance consumer well-being. While various disciplines have investigated the psychological and physiological benefits of mindfulness, its potential for consumer well-being remains largely underexplored. Moreover, there have been concerns about the efficacy of secular mindfulness, which is being criticized for its limited focus on non-judgmental
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Consumers' use of ambiguous product cues: The case of “regionality” claims The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-06-05 Marc Herz, Adamantios Diamantopoulos, Petra Riefler
Ambiguous product cues—cues with multiple interpretation options—may impact consumer decision making. One such ambiguous cue is the designation of a product as “regional” without specifying the exact origin of the product. Here, consumers typically equate “regional” with spatial proximity, yet legally the use of regional labels does not necessarily reflect such proximity. A potential mismatch can occur
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2023 American Council on Consumer Interests (ACCI) Distinguished Fellow: Irene Ellis Leech The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-06-03 Brenda J. Cude
Notes by Elizabeth Dolan, Robin Henager, and Brenda Cude The purpose of the ACCI Distinguished Fellow designation is to honor individuals who have made significant contributions to ACCI over a long period of time and are widely recognized as leaders in the consumer field. The award honors an individual who (1) has been a member of ACCI for at least 20 years; (2) has provided outstanding service to
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Consumer skepticism, advertising regulation, and the internet: Questions worth exploring The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-06-03 Debra Jones Ringold
Since 1990, the US advertising, regulatory, and consumer information landscapes have changed materially, raising the possibility that consumers' fundamental beliefs about advertising as an activity or institution have also changed. Nine national polls of advertising sentiment, fielded between 1964 and 1989 by the Roper Organization or the Opinion Research Corporation, were replicated with panel members
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Modernizing standards of identity for juice: Evidence from consumer acceptance of orange juice blend The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-06-02 Luqing Yu, Sungeun Yoon, Qianyan Wu, Zhifeng Gao, Stephanie Hricik, Renee Goodrich-Schneider, Charles Sims, Yu Wang
The Standards of Identity (SOI) for food may prevent the adoption of the strategies that help sustain the development of some food industries. This study provides comprehensive insights into the possibility of regulation changes with SOI for orange juice from consumer perspectives. Results show that the juice blends with 50% orange juice and 50% tangerine juice received the highest sensory scores.
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Next-generation mindfulness: A mindfulness matrix to extend the transformative potential of mindfulness for consumer, organizational, and societal wellbeing The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-06-01 Jutta Tobias Mortlock
This conceptual analysis contributes to extending the transformative potential of mindfulness for consumers and society by creating a mindfulness matrix that uncovers new linkages across previously siloed mindfulness literatures and by arguing that next-generation mindfulness research and practice should draw on underexplored synergies between these. The paper makes three key contributions: First,
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How consumer networks contribute to sustainable mindful consumption and well-being The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-05-08 Birgit Teufer, Sonja Grabner-Kräuter
Sustainable mindful consumption has positive impacts on the environment and on people's health and well-being. However, consumption circumstances and social contexts make it difficult for consumers to engage in sustainable mindful behavior. To explore the role of consumer networks in fostering mindful consumption, sustainable behavior, and health and well-being, interviews and focus groups with consumers
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Confronting the deep problem of consumption: Why individual responsibility for mindful consumption matters The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-04-26 Atul Parvatiyar, Jagdish N. Sheth
Decades of intentional cultivation of consumerism, materialism, affluence, and hedonism, fueled by advertising messages, have created a consumption culture that is not sustainable anymore. In addition to the problems of climate change, there are also significant social costs associated with overconsumption and harmful consumption. We identify the causes of the consumption problem and why individual
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The effect of severe imagery in advertising on charitable behavior and the moderating role of social closeness The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-04-25 Billy Sung, Felix Septianto, Michelle Stankovic
The present paper systematically investigated the effectiveness of utilizing severe or disgusting, imagery, and the moderating effect of social closeness within non-profit health charity advertising appeals. Across three experiments, we found an interaction effect, whereby donations increased when severe images were shown, but only when high social closeness was also highlighted. Conversely, severe
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Liminal (trans)formative spaces: A temporary escape from intersectionality The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-04-25 Teresa Davis, Gary Paramanathan
This paper is an examination of identity narratives of a small group of trans-national transpeople in Australia. We reveal the complex identity journey undertaken by this group. Transpeople of Sub-continental origin consume a temporarily transformational journey negotiating, resisting and subverting the dominant discourses that construct heterosexuality, gayness, whiteness and femininity. They carve
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The importance of language: A comparison of consumer and academic definitions of mindfulness The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-04-25 Kyungin Ryu
This article created a consumer and an academic mindfulness dictionary to better understand consumers', academics', and marketers' perceptions of mindfulness. A consumer survey and text mining methods were used to create the consumer dictionary, and an extensive review of mindfulness definitions was used for the academic dictionary. The consumer dictionary described mindfulness more in terms of affect
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To wear or not to wear? The influence of regulatory focus and individual cultural orientation on face mask wearing The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-04-25 Yuan Wen, Shipra Gupta, Merve Coskun
During the COVID-19 pandemic, much focus has been placed on the healthcare benefits of wearing face masks, yet some people resist wearing them. Though mask mandates may enhance face mask adoption in the short run, the effectiveness of such mandates, in the long run, remains questionable. Thus, understanding of psychological and sociological mechanisms behind wearing face masks becomes pertinent. This
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Understanding retail exclusion and promoting an inclusive customer experience at transforming service encounters The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-04-25 Fang-Chi Lu, Jayati Sinha
The authors review the marketing practices likely to make customers feel excluded (ignored or rejected) and analyze the potency of retail exclusion in the transforming service encounters due to the infusion of artificial intelligence (AI), robots, and other new technologies. Synthesizing the findings of prior studies, the authors propose an integrative theoretical framework for understanding different
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Vulnerable consumer experiences of (dis)empowerment with consumer protection regulations The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-04-25 Mohammed El Hazzouri, Rowan El-Bialy, Ela Veresiu, Kelley J. Main
The payday lending industry has been characterized as predatory, which has led to tougher government interventions. However, research on how stricter consumer protection regulations affect actual vulnerable consumers' lived experiences remains seriously underdeveloped. Following in-depth interviews with financially excluded and therefore vulnerable payday loan consumers, this study finds that increased
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How to increase students' motivation to engage in university initiatives towards environmental sustainability The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-04-18 Israel-Javier Juma-Michilena, Maria-Eugenia Ruiz-Molina, Irene Gil-Saura, Sergio Belda-Miquel
Nowadays, it is of vital importance to make students aware of the problems that can be generated by the deterioration of the environment. The purpose of this study is to establish a suitable mechanism to predict behavior and to investigate the actions that most motivate students to participate in sustainability activities both on and off campus. To achieve this objective, a sample of 1446 students
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The psychology of attraction to multi-level marketing The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-04-03 Lucas J. Dixon, Matthew J. Hornsey, Nicole Hartley, Cassandra M. Chapman, Justin P. Brienza
Despite being a risky and controversial business model, little research has investigated personal characteristics that increase attraction to multi-level marketing business opportunities like Amway and Herbalife. A two-wave survey (Ntotal = 1503) revealed that attraction to multi-level marketing opportunities was associated with stronger extrinsic life goals (for becoming rich, famous, and attractive)
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Financial resilience of two-worker households from a health perspective The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-03-29 Rui Yao, Yilan Xu, Jie Zhang
The COVID-19 pandemic highlighted the significant impact of health conditions on household finance. Traditional measures of financial resilience ignored households' ability to adjust to labor income disruptions. We proposed a more comprehensive two-tier measure of financial resilience by accounting for nonlabor income and spending adjustments in the face of income loss associated with health situations
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Balancing evolutionary impulses: Effects of mindfulness on virtue food preference The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-03-29 Amy Errmann, Felix Septianto
Mindfulness is emerging as a contemplative tool that may positively influence consumers' preference for virtue food, thus supporting health and well-being. However, it remains unclear which consumer groups may benefit the most from mindfulness. Previous research has demonstrated that consumers who experienced unpredictable environments in low socioeconomic households as children exhibit the likelihood
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Explaining consumers' progress through life insurance decision states: The role of personal values and consumer characteristics The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-03-20 Hazel Bateman, Paul Gerrans, Susan Thorp, Yunbo Zeng
Many people have unsuitable life insurance cover or no cover at all. In this study, we survey consumers about their readiness to purchase life insurance. Consumers rate their own “decision state” from “pre-aware” of life insurance to “aware,” “interested” or “capable” of deciding to purchase. We also collect data on factors associated with progress along the path to purchase. We find that personal
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Financial socialization and financial distress: The role of cognitive and noncognitive abilities The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-03-17 Haidong Zhao, Lini Zhang, Sophia Anong
This study investigated the influence of financial socialization on financial distress and demonstrated the importance of both cognitive and noncognitive ability channels through which this relation operates. Using data from a nationally representative sample of adult US residents, the results showed that adults in the bottom quintile of financial socialization are significantly more likely to experience
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Stockpiling intentions and customer well-being during the COVID-19 pandemic The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-03-16 Gurmeet Singh, Neale J. Slack, Shavneet Sharma, Amandeep Dhir
The COVID-19 pandemic and associated factors influence customers' stockpiling intentions. This study examines the impact of various factors on customers' stockpiling intentions. It develops a model combining threat severity and fear of COVID-19, customer well-being dimensions, and constructs relating to the theories of planned behavior and competitive arousal to explain the effect of these on stockpiling
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Centering transgender consumers in conceptualizations of marketplace marginalization and digital spaces The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-02-23 Beck Hansman, Jenna Drenten
The purpose of this study is to center transgender consumers in the conceptualizations between marketplace marginalization and digital spaces. We examine transgender crowdfunding as a hashtag-bounded digital space created by and for the transgender community–namely, the #TransCrowdFund digital space on Twitter. We draw on trans digital geographies as a novel analytical lens to focus attention on transgender
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Post-traumatic consumption: Does emotion regulation moderate the relationship between military life stressors, mental health outcomes, and compulsive buying? The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-02-21 Cristel A. Russell, Dale W. Russell, Christine Harris
Consumers may cope with stressful events and their resulting negative mental health outcomes through maladaptive behaviors. One such behavior is compulsive buying, an uncontrolled urge to purchase things. This can have devastating financial consequences, especially among vulnerable members of the population. Emotion regulation research suggests that differences in individuals' ability to manage and
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Online but unlawful sales of unapproved and misbranded prescription drugs: Internet pharmacy compliance with Food and Drug Administration warning letters The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-02-16 Yam B. Limbu, Bruce A. Huhmann
Consumers increasingly use online pharmacies. However, illicit online pharmacies endanger consumer welfare with unapproved and counterfeit drugs. By linking Food and Drug Administration (FDA) warning letter content with observations of the 1108 websites cited in those letters, we identify factors associated with FDA-requested compliance and active/inactive website status. One in five online pharmacies
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Twenty-five years of consumer vulnerability research: Critical insights and future directions The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-02-16 Rituparna Basu, Anil Kumar, Satish Kumar
Consumer vulnerability is gaining increasing attention from researchers and practitioners as a social phenomenon in modern consumption-driven societies. In an attempt to conduct a comprehensive review using credible published research materials on the topic, this study applies a big data analytics approach to analyze scholarly research with a pool of 859 articles covering the last 25 years of post-modern
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Beyond radical affordability in the base of the pyramid: The role of consumer self-confidence in product acceptance The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-01-31 Christopher P. Blocker, Kenneth C. Manning, Carlos A. Trujillo
When developing products and services for base of the economic pyramid (BoP) consumers, it has been widely assumed that organizations must set extremely low prices that are dependent on substantial product acceptance and economies of scale. However, such pricing is often not feasible. Growing evidence suggests that more moderate price levels are needed for organizations to viably serve the needs of
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Financial literacy in the digital age—A research agenda The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-01-29 Tiina Koskelainen, Panu Kalmi, Eusebio Scornavacca, Tero Vartiainen
Digital innovations are transforming financial services and resulting changes in consumer behavior and personal money management. Diffusion of pervasive digital technologies offers individuals quick and easy access to various digital services bringing opportunities and challenges into their personal money management. The study aimed to explore how digitalization affects individuals' financial literacy
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School and family environments promote adolescents' financial confidence: Indirect paths to financial literacy skills in Finnish PISA 2018 The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-01-28 Gintautas Silinskas, Arto K. Ahonen, Terhi-Anna Wilska
This study investigates the associations of adolescents' financial socialization factors—financial education in school and families—with financial confidence (i.e., confidence in using financial and digital financial services). In addition, we examine how financial socialization factors indirectly relate to financial literacy skills through financial confidence and the role of demographic factors (adolescent
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Healthy financial habits in young adults: An exploratory study of the relationship between subjective financial literacy, engagement with finances, and financial decision-making The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-01-26 Elisabeth Sinnewe, Gavin Nicholson
This paper provides insights into young adults' financial habits and decision-making considerations as they enter the workforce. We use 28 semi-structured interviews with Australian university graduates to explore how their motivation to engage with personal finances and their subjective financial literacy, i.e., self-reported, support healthy financial habits. Our findings show that a young adult's
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An expanded mindful mindset: The role of different skills in stress reduction and life satisfaction The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-01-26 Shalini Bahl, George R. Milne, Kunal Swani
Mindsets brought to the marketplace by consumers determine the decisions they make and, ultimately, their well-being. Mindsets based on a comprehensive set of mindfulness skills can provide a broader lens to understanding life's varied situations to make better choices. Considering research on mindfulness and Buddhist psychology, this study introduced an expanded mindful mindset comprising nine mindfulness
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The role of learning motivation on financial knowledge among Vietnamese college students The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-01-26 Trang M. T. Phung, Quoc N. Tran, Phuong Nguyen-Hoang, Nhut H. Nguyen, Tho H. Nguyen
Using survey data from 730 undergraduates in Vietnam, we find that learning motivation and its components, especially self-efficacy, finance learning value, and achievement goals, significantly correlate with students' financial literacy performance. In addition, these correlations are moderated by student characteristics, among which academic seniority, university type, parents' education, and extra
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Mindfulness through agency in health consumption: Empirical evidence from committed dietary supplement consumers The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-01-25 Yun Wang, Leighann C. Neilson, Shaobo Ji
Due to individuals' increasing demand for health promotion, various health-related consumer goods, like dietary supplements (DS), have flourished in the marketplace as magical solutions to consumers' life problems. Inevitably influenced by various marketplace stakeholders and information sources such as family, friends, brands, and social media influencers, consumers may encounter difficulties making
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Treat yourself: Food delivery apps and the interplay between justification for use and food well-being The Journal of Consumer Affairs (IF 2.603) Pub Date : 2023-01-24 Sabrina Capito, Albena Pergelova
This study examines the relationship between justification for use and well-being in respect to mobile food delivery apps (FDA). Adopting an interpretivist qualitative approach, the study offers contributions to the FDA and food well-being literature by uncovering four groups of licensing effects that consumers use in justifying FDA use. Those licensing effects can have either positive or negative
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Compulsory technology adoption and adaptation in education: A looming student privacy problem The Journal of Consumer Affairs (IF 2.603) Pub Date : 2022-12-28 Kristen L. Walker, Kiya Bodendorf, Tina Kiesler, Georgie de Mattos, Mark Rostom, Amr Elkordy
Educational settings worldwide have a significant impact on the early use of digital devices and online media by children. Therefore, schools' educational technology (EdTech) adoption decisions may lead to long-term repercussions for students and society. The authors explore how schools make technology decisions on behalf of their students, focusing on the ways that privacy and data security are considered
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Financial inclusion and food insecurity: Examining linkages and potential pathways The Journal of Consumer Affairs (IF 2.603) Pub Date : 2022-12-22 Isaac Koomson, Simplice A. Asongu, Alex O. Acheampong
Considering the worsening levels of food insecurity globally, studies exploring the link between financial inclusion and food insecurity have become imperative. This paper contributes to the literature by examining the effect of financial inclusion on food insecurity using a multidimensional index of financial inclusion and a food insecurity construct obtained from the Food Insecurity Experience Scale
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Health shocks and mortgage debt payoff among American homeowners over age 50: A survival analysis The Journal of Consumer Affairs (IF 2.603) Pub Date : 2022-12-14 Qun Zhang, Hyungsoo Kim
Mortgage debt is financially burdensome for many older homeowners in the United States. As people age, declining health can bring about increased healthcare costs. Focusing on homeowners aged 50 and older in the U.S., we investigate two research questions: (1) To what extent does a heath shock affect the likelihood of paying off a mortgage voluntarily or involuntarily? and (2) how long does a health
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Extending the diversity conversation: Fashion consumption experiences of underrepresented and underserved women The Journal of Consumer Affairs (IF 2.603) Pub Date : 2022-12-14 Lena Cavusoglu, Deniz Atik
This research brings in the voice of underserved and underrepresented women of various racial or ethnic origins and social classes, who have differing buying powers, sexual orientations, body shapes, and physical appearances, into the conversation of fashion diversity. Through a qualitative inquiry with 38 semi-structured in-depth interviews, the researchers analyzed the consumption experiences of