The Journal of the Royal Statistical Society, Series A (Statistics in Society) ( IF 2 ) Pub Date : 2022-07-11 , DOI: 10.1111/rssa.12871 Jose M. Pavía 1 , Josep Lledó 1
Table 1 in the paper should be replaced by the Table 1 of this note.
Men | Women | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|
0 Years | Winter | Spring | Summer | Autumn | Ageing | 0 Years | Winter | Spring | Summer | Autumn | Ageing |
4Q | 0.16525 | 0.16224 | 0.15422 | 0.12849 | 0.1565 | 4Q | 0.14603 | 0.14943 | 0.13896 | 0.18633 | 0.1612 |
3Q | 0.21577 | 0.20080 | 0.18469 | 0.24380 | 0.2130 | 3Q | 0.24587 | 0.26166 | 0.20507 | 0.24268 | 0.2417 |
2Q | 0.41528 | 0.36050 | 0.32553 | 0.49794 | 0.4029 | 2Q | 0.52447 | 0.35342 | 0.30996 | 0.32502 | 0.3793 |
1Q | 3.21199 | 3.04276 | 3.32170 | 3.36904 | 3.2276 | 1Q | 3.10180 | 3.33069 | 3.15894 | 3.31968 | 3.2178 |
Seasonal | 1.0036 | 0.9464 | 0.9979 | 1.0520 | Seasonal | 1.0050 | 1.0289 | 0.9535 | 1.0126 |
Men | Women | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|
65 Years | Winter | Spring | Summer | Autumn | Ageing | 65 Years | Winter | Spring | Summer | Autumn | Ageing |
4Q | 1.21514 | 0.99449 | 0.89728 | 0.99813 | 1.0289 | 4Q | 1.24294 | 0.98332 | 0.88593 | 1.01518 | 1.0314 |
3Q | 1.14017 | 0.91890 | 0.93600 | 1.04587 | 1.0087 | 3Q | 1.12903 | 0.90705 | 0.95521 | 1.05518 | 1.0068 |
2Q | 1.04464 | 0.94403 | 0.95957 | 0.96129 | 0.9756 | 2Q | 1.03826 | 0.93467 | 0.97516 | 0.95534 | 0.9765 |
1Q | 1.10544 | 0.99795 | 0.91769 | 0.92340 | 0.9869 | 1Q | 1.10428 | 0.99084 | 0.92135 | 0.90628 | 0.9854 |
Seasonal | 1.1290 | 0.9621 | 0.9248 | 0.9841 | Seasonal | 1.1798 | 0.9602 | 0.9168 | 0.9432 |
Table 2 in the paper should be replaced by the Table 2 of this note.
Fractional age assumption | Season of birth of holder – SAI adjusted table | ||||||
---|---|---|---|---|---|---|---|
Ageing | UDD | Constant |
Balducci | Winter | Spring | Summer | Autumn |
1Q | 181.36€ (80.57€) | 181.86€(80.67€) | 182.35€ (80.76€) | 201.01€ (89.07€) | 181.48€ (79.93€) | 166.90€ (74.32€) | 167.94€ (73.11€) |
2Q | 181.36€(80.57€) | 181.52€ (80.6€) | 181.69€ (80.63€) | 171.34€ (75.33€) | 174.19€ (78.60€) | 174.53€ (77.01€) | 189.65€ (83.69€) |
3Q | 181.36€ (80.57€) | 181.19€ (80.54€) | 181.03€ (80.50€) | 169.59€ (76.93€) | 189.51€ (84.98€) | 206.61€ (90.93€) | 166.52€ (73.06€) |
4Q | 181.36€ (80.57€) | 180.87€ (80.47€) | 180.37€ (80.37€) | 180.53€ (81.69€) | 218.83€ (100.01€) | 179.86€ (79.13€) | 162.33€ (71.30€) |
Total | 725.44€ (322.27€) | 725.44€ (322.27€) | 725.44€ (322.27€) | 722.47€ (323.02€) | 764.92€ (343.51€) | 727.90€ (321.39€) | 686.44€(301.16€) |
Sentence
‘For instance, taking the values
Should be replaced by sentence
‘For instance, taking the values
Sentence
‘However, we find differences in SAI premiums as large as 27.3% (27.1%) for women (men), depending on the season of birth of the holder’
Should be replaced by sentence
‘However, we find differences in SAI premiums as large as 21.5% (24.3%) for women (men), depending on the season of birth of the holder’.
Sentence
‘we can see that C1 would earn, on average, 6.68€ per policyholder whereas C2 would lose, on average, 3.33€ per policyholder’
Should be replaced by sentence
‘we can see that C1 would earn, on average, 20.59€ per policyholder whereas C2 would lose, on average, 6.80€ per policyholder’.
Sentence
‘the aggregate risk-surpluses for C1 and C2 would be 383,137€ and -335,822€, respectively’
Should be replaced by sentence
‘the aggregate risk-surpluses for C1 and C2 would be 1,159,116€ and -1,117,721€, respectively’.
Sentence
‘Under these conditions, for example, the aggregation of life expectancies during a year of a group of 101 men each one with a different age between 0 and 100 years old living the whole year in summer would be 2.38 years higher than the corresponding aggregation for a similar group of men living the whole year in winter’
Should be replaced by
‘Under these conditions, for example, the aggregation of life expectancies during a year of a group of 101 men each one with a different age between 0 and 100 years old living the whole year in summer would be 2.16 years higher than the corresponding aggregation for a similar group of men living the whole year in winter’.
Sentence
‘This contrasts with the difference in life expectancy of a man born in summer versus one born in winter, which is 0.30 years’.
Should be replaced by sentence
‘This contrasts with the difference in life expectancy of a man born in summer versus one born in winter, which is almost equal’.
中文翻译:
估计老龄化和季节性对死亡风险的综合影响:在西班牙的应用
论文中的表 1 应替换为本说明的表 1。
男士 | 女性 | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|
0 年 | 冬天 | 春天 | 夏天 | 秋天 | 老化 | 0 年 | 冬天 | 春天 | 夏天 | 秋天 | 老化 |
4Q | 0.16525 | 0.16224 | 0.15422 | 0.12849 | 0.1565 | 4Q | 0.14603 | 0.14943 | 0.13896 | 0.18633 | 0.1612 |
3Q | 0.21577 | 0.20080 | 0.18469 | 0.24380 | 0.2130 | 3Q | 0.24587 | 0.26166 | 0.20507 | 0.24268 | 0.2417 |
2Q | 0.41528 | 0.36050 | 0.32553 | 0.49794 | 0.4029 | 2Q | 0.52447 | 0.35342 | 0.30996 | 0.32502 | 0.3793 |
1Q | 3.21199 | 3.04276 | 3.32170 | 3.36904 | 3.2276 | 1Q | 3.10180 | 3.33069 | 3.15894 | 3.31968 | 3.2178 |
季节性 | 1.0036 | 0.9464 | 0.9979 | 1.0520 | 季节性 | 1.0050 | 1.0289 | 0.9535 | 1.0126 |
男士 | 女性 | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|
65年 | 冬天 | 春天 | 夏天 | 秋天 | 老化 | 65年 | 冬天 | 春天 | 夏天 | 秋天 | 老化 |
4Q | 1.21514 | 0.99449 | 0.89728 | 0.99813 | 1.0289 | 4Q | 1.24294 | 0.98332 | 0.88593 | 1.01518 | 1.0314 |
3Q | 1.14017 | 0.91890 | 0.93600 | 1.04587 | 1.0087 | 3Q | 1.12903 | 0.90705 | 0.95521 | 1.05518 | 1.0068 |
2Q | 1.04464 | 0.94403 | 0.95957 | 0.96129 | 0.9756 | 2Q | 1.03826 | 0.93467 | 0.97516 | 0.95534 | 0.9765 |
1Q | 1.10544 | 0.99795 | 0.91769 | 0.92340 | 0.9869 | 1Q | 1.10428 | 0.99084 | 0.92135 | 0.90628 | 0.9854 |
季节性 | 1.1290 | 0.9621 | 0.9248 | 0.9841 | 季节性 | 1.1798 | 0.9602 | 0.9168 | 0.9432 |
论文中的表 2 应替换为本说明的表 2。
分数年龄假设 | 持有人出生季节-SAI调整表 | ||||||
---|---|---|---|---|---|---|---|
老化 | UDD | 持续的 |
巴尔杜奇 | 冬天 | 春天 | 夏天 | 秋天 |
1Q | 181.36 欧元 (80.57 欧元) | 181.86 欧元(80.67 欧元) | 182.35 欧元 (80.76 欧元) | 201.01 欧元 (89.07 欧元) | 181.48 欧元(79.93 欧元) | 166.90 欧元(74.32 欧元) | 167.94 欧元 (73.11 欧元) |
2Q | 181.36 欧元(80.57 欧元) | 181.52 欧元(80.6 欧元) | 181.69 欧元 (80.63 欧元) | 171.34 欧元 (75.33 欧元) | 174.19 欧元(78.60 欧元) | 174.53 欧元 (77.01 欧元) | 189.65 欧元 (83.69 欧元) |
3Q | 181.36 欧元 (80.57 欧元) | 181.19 欧元(80.54 欧元) | 181.03 欧元(80.50 欧元) | 169.59 欧元 (76.93 欧元) | 189.51 欧元(84.98 欧元) | 206.61 欧元(90.93 欧元) | 166.52 欧元 (73.06 欧元) |
4Q | 181.36 欧元 (80.57 欧元) | 180.87 欧元 (80.47 欧元) | 180.37 欧元 (80.37 欧元) | 180.53 欧元(81.69 欧元) | 218.83 欧元 (100.01 欧元) | 179.86 欧元 (79.13 欧元) | 162.33 欧元(71.30 欧元) |
全部的 | 725.44 欧元 (322.27 欧元) | 725.44 欧元 (322.27 欧元) | 725.44 欧元 (322.27 欧元) | 722.47 欧元 (323.02 欧元) | 764.92 欧元 (343.51 欧元) | 727.90 欧元 (321.39 欧元) | 686.44 欧元(301.16 欧元) |
句子
'例如,取值
应该换成一句话
'例如,取值
句子
“但是,我们发现女性(男性)的 SAI 保费差异高达 27.3%(27.1%),这取决于持有人的出生季节”
应该换成一句话
“但是,我们发现女性(男性)的 SAI 保费差异高达 21.5%(24.3%),这取决于持有人的出生季节”。
句子
“我们可以看到,C1 平均每个保单持有人将赚取 6.68 欧元,而 C2 平均每个保单持有人将损失 3.33 欧元”
应该换成一句话
“我们可以看到,C1 平均每个保单持有人将赚取 20.59 欧元,而 C2 平均每个保单持有人将损失 6.80 欧元”。
句子
“C1 和 C2 的总风险盈余分别为 383,137 欧元和 -335,822 欧元”
应该换成一句话
“C1 和 C2 的总风险盈余分别为 1,159,116 欧元和 -1,117,721 欧元”。
句子
“在这些条件下,例如,一组 101 名年龄在 0 到 100 岁之间的男性在一年中的预期寿命总和全年都在夏季生活,这将比相应的总和高 2.38 岁一群类似的人全年都生活在冬天”
应替换为
“在这些条件下,例如,一组 101 名年龄在 0 到 100 岁之间的男性在一年中的预期寿命总和全年都在夏季生活,这将比相应的总和高 2.16 岁一群类似的人全年都生活在冬天”。
句子
“这与夏季出生的男性与冬季出生的男性的预期寿命差异形成鲜明对比,后者为 0.30 岁”。
应该换成一句话
“这与夏季出生的男性与冬季出生的男性的预期寿命差异形成鲜明对比,后者几乎相等”。