This article examines money laundering and terrorist financing from both a conceptual framework as well as the regulations that attempt to combat its use. A historical perspective of money laundering provides context on its origins, evolution, and anti-money laundering efforts. After a review of the money laundering process, anti-money laundering efforts in the United States are examined through the end of the twentieth century as well as the rise of international terrorism. The impact of September 11, 2001 on anti-money laundering efforts is then examined along with identifying links between human and drug trafficking with terrorist financing. The article concludes with emerging technologies that may have a significant impact on both money laundering and anti-money laundering efforts as they apply to the threat of terrorism.

本文从概念框架和试图打击其使用的法规两方面审视洗钱和恐怖主义融资。洗钱的历史视角为其起源、演变和反洗钱工作提供了背景。在对洗钱过程进行审查之后，美国的反洗钱工作被审查到 20 世纪末以及国际恐怖主义的兴起。然后检查 2001 年 9 月 11 日对反洗钱工作的影响，并确定人口和毒品贩运与恐怖主义融资之间的联系。文章以新兴技术作为结尾，这些技术可能对洗钱和反洗钱工作产生重大影响，因为它们适用于恐怖主义威胁。