Approximately 1.3 million of our nation's elderly live in nursing homes. Despite the increasingly important role of Medicare and Medicaid, many must bear the costs of their care. This Note examines one means of financing nursing home care—the life care contract. These require residents to pay an entrance fee and transfer to the nursing home all or part of their property in return for the home's promise to provide care for the remainder of the resident's life. The Note discusses the potential problems a life care resident may face, such as substandard living conditions or a home's financial instability. It concludes by delineating steps that potential residents can take in constructing life care contracts to ensure protection of their rights and needs.

中文翻译：

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绑定的纽带：生命护理合同和疗养院

我国约有 130 万老年人住在疗养院。尽管医疗保险和医疗补助的作用越来越重要，但许多人必须承担医疗费用。本说明探讨了一种资助疗养院护理的方式——生命护理合同。这些要求居民支付入场费并将其全部或部分财产转移到疗养院，以换取疗养院承诺为居民的余生提供护理的承诺。该说明讨论了生活护理居民可能面临的潜在问题，例如不合标准的生活条件或家庭的财务不稳定。最后，它描述了潜在居民在制定生命护理合同时可以采取的步骤，以确保他们的权利和需求得到保护。