Popular news outlets have effectively covered how homeowners living in high fire risk areas find it increasingly difficult to obtain property insurance. However, there is very little public discussion of, and little scholarship on, how California’s rules against using current and future risk data – including cutting edge climate science – in insurance premiums contributes to this difficulty.

中文翻译：

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加利福尼亚州禁止野火保险费的气候知情模型

热门新闻媒体有效地报道了居住在高火灾风险地区的房主如何越来越难以获得财产保险。然而，关于加利福尼亚州禁止在保险费中使用当前和未来风险数据（包括尖端气候科学）的规定如何导致这一困难的公开讨论很少，也很少有学术研究。