A considerable proportion of financial decisions are made by agents acting on behalf of other people. Although people are more cautious for others when making medical decisions, this does not seem to be the case for economic decisions. However, studies with large amounts of money are particularly absent from the literature, which precludes a clear comparison to studies in the medical domain. To address this gap, we investigated the effect of outcome magnitude in two experiments where participants made choices between safe and risky options. Decision-makers were not more cautious for others over large amounts. In fact, risk-taking was accentuated for large amounts in the gain domain. We did not find self-other differences in the loss domain for either outcome magnitude. This suggests that the caution observed in medical decisions does not replicate in financial decisions with large amounts, or at least not in the same way. These results echo the concerns that have been raised about excessive risk-taking by financial agents.

中文翻译：

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当大量资金处于危险之中时，我们是否会变得更加谨慎？

相当大比例的财务决策是由代理人代表其他人做出的。尽管人们在做出医疗决定时对其他人更加谨慎，但经济决策似乎并非如此。然而，文献中特别缺乏大量资金的研究，这排除了与医学领域研究的明确比较。为了解决这个差距，我们在两个实验中调查了结果幅度的影响，参与者在安全和风险选项之间做出选择。决策者对其他人的巨额资金并不更加谨慎。事实上，在收益领域，大量的冒险行为更加突出。对于任一结果幅度，我们都没有在损失域中发现自我其他差异。这表明在医疗决策中观察到的谨慎并没有在大量财务决策中复制，或者至少不会以同样的方式复制。这些结果呼应了人们对金融机构过度冒险的担忧。