We provide new insights into (i) the level of energy-related financial literacy in Finnish households, (ii) the sociodemographic characteristics that affect energy-related financial literacy, and (iii) whether energy-related financial literacy influences household electricity consumption. We use a data set consisting of energy-related financial literacy questions combined with monthly electricity consumption data. We draw from the recent literature on energy-related financial literacy and suggest two new variables based on subjective perceptions on energy-related financial literacy. Gender has a strong association with energy-related financial literacy. Our results also indicate that households of respondents with higher levels of energy-related financial literacy tend to consume less electricity when we control for other factors such as dwelling and household characteristics. This implies that measures to promote energy-related financial literacy might guide consumers' decisions toward energy efficiency and conservation.

中文翻译：

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与能源相关的金融知识和电力消耗：来自芬兰的调查证据

我们对 (i) 芬兰家庭的能源相关金融知识水平，(ii) 影响能源相关金融知识的社会人口特征，以及 (iii) 能源相关金融知识是否影响家庭电力消费提供了新的见解。我们使用由与能源相关的金融知识问题和每月用电量数据组成的数据集。我们借鉴了最近有关能源相关金融素养的文献，并基于对能源相关金融素养的主观看法提出了两个新变量。性别与能源相关的金融知识有很强的联系。我们的结果还表明，当我们控制其他因素（如住宅和家庭特征）时，能源相关金融知识水平较高的受访者的家庭往往会消耗更少的电力。这意味着促进与能源相关的金融知识的措施可能会指导消费者对能源效率和节约的决策。