Due to their different abilities to improve financial growth and improve social development, small and medium enterprises (SMEs) have been referred to as the economy’s backbone. Small- and medium-sized enterprises are crucial for both high- and low-income nations’ financial development. Customers grow more conscious of their purchase choices, preferences, and environmental consequences. The financial opportunities for SMEs in the United Arab Emirates to use green innovation methods to address potential obstacles for increasing green goods, processes, and management are examined in this paper; as a result, it is critical to reduce clean technology adoption constraints in small- and medium-sized businesses. To identify significant hurdles, sub-barriers, and ways to overcome impediments to green innovation in the United Arab Emirates, we apply an integrated decision process. Following a detailed literature analysis and the assistance of twelve experts, six primary obstacles, twenty-five sub-obstacles, and strategies to reduce the barriers were identified. Primary and sub-barriers were assessed using the FAHP. The (FTOPSIS) approach was used to rank the strategies. Five SMEs in the United Arab Emirates are putting the suggested integrated decision model to the test. “Financial investment levels 0.646 to 11 percent growth level,” according to the FAHP, are the most significant hurdles to SMEs adopting green practices. This research demonstrated a considerable beneficial association between SMEs and financial development and funding in the United Arab Emirates. According to this study, using research methodologies to provide green innovation in SMEs is the best strategy to overcome green innovation and adoption hurdles in small and medium firms and increasing their economics.

由于中小企业在促进金融增长和促进社会发展方面的能力不同，因此被称为经济的支柱。中小企业对高收入和低收入国家的金融发展都至关重要。客户越来越意识到他们的购买选择、偏好和环境后果。本文探讨了阿拉伯联合酋长国中小企业使用绿色创新方法解决增加绿色产品、流程和管理的潜在障碍的财务机会；因此，减少中小型企业采用清洁技术的限制至关重要。确定阿拉伯联合酋长国绿色创新的重大障碍、次级障碍和克服障碍的方法，我们采用综合决策流程。在详细的文献分析和 12 位专家的协助下，确定了 6 个主要障碍、25 个次要障碍以及减少障碍的策略。使用 FAHP 评估主要和次要障碍。(FTOPSIS) 方法用于对策略进行排序。阿拉伯联合酋长国的五家中小企业正在对建议的综合决策模型进行测试。据 FAHP 称，“金融投资水平增长 0.646% 至 11%”是中小企业采用绿色实践的最大障碍。这项研究表明，中小企业与阿拉伯联合酋长国的金融发展和融资之间存在相当大的有益关联。根据这项研究，