In the United States, most families in the middle class or higher are expected to finance a significant portion of the cost of their children's college education. Using data from the Longitudinal Study of American Life (LSAL), we analyse the impact of the Great Recession (GR) on the beliefs about responsibility and plans of parents in their mid- to late thirties to finance the post-secondary education costs of their children. Results demonstrate that the GR was unrelated to parents' beliefs about their responsibility to finance their children's post-secondary education, but it was associated with their plans for financing it. Parents who experienced a positive net impact of the GR were more likely to report having a savings plan and being able to borrow money if needed. Parents who experienced a negative net impact of the GR were more likely to report that their child needed a grant, scholarship or loan. College-educated parents were more likely to believe that parents have primary responsibility for financing their children's education and to have a savings plan in place. However, parents who had had a student loan themselves and who had more children pursuing college were more likely to believe that parents have partial financial responsibility and that children should also contribute financially by getting grants, scholarships and loans.

中文翻译：

---

大萧条对父母为子女的大学教育提供资金的能力的影响。

在美国，大多数中产阶级或更高阶层的家庭预计将负担其子女的大学教育费用的很大一部分。使用来自美国生命纵向研究（LSAL）的数据，我们分析了大萧条（GR）对父母对三十岁至三十岁的责任感和计划的信念的影响，以资助他们的中学后教育费用。孩子们。结果表明，遗传资源与父母关于其为子女的中学后教育提供资金的责任的信念无关，但与父母的资助计划有关。受到遗传资源正面影响的父母更有可能报告自己有储蓄计划，并在需要时能够借钱。受到遗传资源净负面影响的父母更有可能报告其子女需要赠款，奖学金或贷款。受过大学教育的父母更有可能认为父母对资助子女的教育负有主要责任，并制定了储蓄计划。但是，那些自己借了学生贷款并且有更多孩子上大学的父母更有可能相信父母承担部分财务责任，并且孩子也应该通过获得助学金，奖学金和贷款来做出经济贡献。