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Women’s financial well-being: A systematic literature review and directions for future research
International Journal of Consumer Studies ( IF 7.096 ) Pub Date : 2021-04-19 , DOI: 10.1111/ijcs.12673
Virginia Nicolau Gonçalves 1 , Mateus Canniatti Ponchio 1, 2 , Roberta Gabriela Basílio 1
Affiliation  

The study of financial well-being has gained attention in recent years and a number of scholarly articles have pointed to gender-related differences and their antecedents and consequents. The continuous growth of scholarly literature on women’s financial well-being and its dispersion impose difficulties for researchers to comprehensively assess the state of knowledge on the topic. In this context, the objectives of this research are to conduct a systematic literature review of women’s financial well-being and to propose directions for future research. This study comprises a review of 130 articles published in peer-reviewed journals over the period 1990–2020. Bibliometric analysis was used to identify the year of publication and the countries surveyed, journal of publication, methodologies, concepts, measures and theoretical frameworks utilized; subsequent content analysis allowed us to summarize the main findings. We organized the identified antecedents of women’s financial well-being into three categories: individual, household and community and societal level elements. The elements that constitute these categories are discussed and our findings point to important gender-related differences. Based on the identified literature gaps, directions for future research are proposed. The theoretical contribution of this study lies in delivering a comprehensive overview of available evidence on women’s financial well-being. Its practical and societal implications include the provision of knowledge that may allow better targeting of financial education programmes, economic empowerment interventions and public policies, which may help reduce the financial well-being gender gap.

中文翻译:

女性的财务状况:系统性文献综述和未来研究方向

近年来,对财务状况的研究引起了人们的关注,许多学术文章指出了与性别相关的差异及其前因后果。关于女性财务状况的学术文献的不断增长及其分散,给研究人员全面评估该主题的知识状况带来了困难。在此背景下,本研究的目标是对女性的财务状况进行系统的文献回顾,并为未来的研究提出方向。这项研究包括对 1990 年至 2020 年期间发表在同行评审期刊上的 130 篇文章的回顾。文献计量分析用于确定出版年份和所调查的国家、出版期刊、方法、概念、措施和所使用的理论框架;随后的内容分析使我们能够总结主要发现。我们将确定的女性财务状况的前因分为三类:个人、家庭和社区以及社会层面的要素。讨论了构成这些类别的要素,我们的发现指出了与性别相关的重要差异。基于发现的文献空白,提出了未来的研究方向。本研究的理论贡献在于全面概述了有关女性财务状况的现有证据。其实际和社会影响包括提供可以更好地针对金融教育计划、经济赋权干预和公共政策的知识,这可能有助于缩小金融福利的性别差距。
更新日期:2021-06-28
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