ABSTRACT

Housing affordability and eviction are intertwined, yet much remains unknown about how policy responses to increase affordable housing affect the local dynamics of eviction. This article establishes a framework for understanding how supply-side housing subsidy programs in the United States may impact the incidence of eviction filing. We apply this novel framework in a descriptive analysis of 9 years of eviction filing in Philadelphia, Pennsylvania. Overall, we find theoretical and practical support for the hypothesis that tenants in subsidized multifamily housing are less vulnerable to eviction than tenants in similar unsubsidized properties, but we find those protections vary between subsidy programs. Namely, we find public housing and project-based rental assistance properties are associated with decreases in the incidence of eviction filing, whereas the findings for Low-Income Housing Tax Credit properties are inconclusive. We cannot treat subsidized housing programs as a universal solution to eviction, but both theory and our analysis suggest it is an important tool for lowering eviction and eviction filing rates.

摘要

住房负担能力和驱逐相互交织，但关于增加经济适用房的政策反应如何影响当地驱逐动态，仍有很多未知数。本文建立了一个框架，用于了解美国的供应方住房补贴计划如何影响驱逐申请的发生率。我们将这个新颖的框架应用于宾夕法尼亚州费城 9 年的驱逐申请的描述性分析。总体而言，我们为以下假设提供了理论和实践支持，即补贴多户住宅的租户比类似的无补贴房产的租户更不容易被驱逐，但我们发现这些保护因补贴计划而异。也就是说，我们发现公共住房和基于项目的租赁援助物业与驱逐申请的发生率下降有关，而低收入住房税收抵免物业的调查结果尚无定论。我们不能将补贴住房计划视为驱逐的通用解决方案，但理论和我们的分析表明，它是降低驱逐和驱逐申请率的重要工具。