Abstract

This study examined corporate governance, risk control in deposit money banks and how operational problems within commercial banks and information on them in Nigeria has been hoarded to a great extent. The result shows a negative but a significant impact on bank's financial performance. However, a corporate-governance system that is sound increases the profitability of loans as well as the stability of banks. Furthermore, the study finds that board size, board independence, directors’ shareholdings and board meetings are negative while the coefficient number of board committee is positive on Tobin Q. It, therefore, means that there exists between the corporate governance a significant relationship with financial performance. Shareholders, board meetings & members of the board does have negative relationship to performance. In contrast, the coefficient for the number of board sizes, board independence & board committees are positive on ROE-Return on Equity. This shows that any increase in shareholding of directors, the directors of the board and board of directors would result in decreased ROE of deposit money banks (DMB) in the economy of Nigeria. This research then recommends proper corporate risk management practices should be encouraged with financial institutions carrying out frequent quality control checks to ensure compliance.

摘要

这项研究检查了公司治理，存款银行的风险控制以及尼日利亚商业银行内部的经营问题以及有关其的信息是如何被广泛保存的。结果表明，这对银行的财务绩效产生了负面但重大的影响。但是，健全的公司治理体系可以提高贷款的盈利能力以及银行的稳定性。此外，研究发现，托宾Q的董事会规模，董事会独立性，董事持股和董事会会议均为负数，而董事会委员会的系数数为正。因此，这意味着公司治理与财务之间存在着显着的关系。表现。股东，董事会会议和董事会成员与绩效之间确实存在负面关系。相比之下，董事会人数，董事会独立性和董事会委员会的系数对股本回报率是正的。这表明，如果增加董事，董事会和董事会董事的持股量，将导致尼日利亚经济中的储蓄货币银行（DMB）的股本回报率下降。然后，本研究建议应鼓励金融机构进行定期的质量控制检查，以确保合规，从而采取适当的公司风险管理措施。