After the COVID-19 crisis has subsided, the (further) harmonization of bank insolvency law will again be high on the agenda of EU regulators and policymakers. On the basis of an analysis of the status quo pain points, this article advocates the extension of the BRRD resolution regime to all bank failures, regardless of their systemic relevance. This could be achieved by removing the public interest requirement as part of the resolution trigger. The ensuing consolidation would significantly reduce complexity and enhance the transparency and legitimacy of the EU crisis management framework.

中文翻译：

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欧盟银行破产法协调：下一步是什么？

在 COVID-19 危机平息后，银行破产法的（进一步）协调将再次成为欧盟监管机构和政策制定者的重要议程。在分析现状痛点的基础上，本文主张将 BRRD 解决机制扩展到所有银行倒闭，无论其是否具有系统相关性。这可以通过取消作为决议触发器一部分的公共利益要求来实现。随后的整合将显着降低欧盟危机管理框架的复杂性并提高其透明度和合法性。