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Challenges of identifying and monitoring politically exposed persons (PEPs) in Latin America
Journal of Money Laundering Control Pub Date : 2020-07-23 , DOI: 10.1108/jmlc-05-2020-0061
Joel Harry Clavijo Suntura , Piedad Maribel Rosero Rosero , Gloria Esperanza Aragón Cuamacás

Purpose

The purpose of this paper is to analyze politically exposed persons (PEPs) according to Financial Action Task Force (FATF) Recommendations and assess the identification process followed by financial institutions to create a harmonized regional model for PEPs identification in Latin America.

Design/methodology/approach

FATF Recommendation No.12 states that financial institutions should identify PEPs. To do so, the latter uses either an internal identification system or an external database. Within this framework, the purpose of the research work is to determine whether the procedure adopted by the regulated entities complies with the requirements of the regulations. Both analytical and interpretative methods have been used for this purpose.

Findings

In accordance with FATF Recommendation No.12, national and foreign PEPs, as well as officials of relevant international organizations, close relatives and closest associates must be identified. This wide range of people forms an hybrid type of PEPs. Because of the lack of a harmonized identification policy, it is likely that some people who meet these conditions may not be spotted.

Originality/value

PEPs control success relies on accurate and prompt identification. Therefore, it is crucial to create an inter-state model of harmonized identification at a regional level in Latin America. It includes not only the participation of the obligated subjects but also the sector entities associated to the concerned economic activity.



中文翻译:

在拉丁美洲识别和监测政治公众人物 (PEP) 的挑战

目的

本文的目的是根据金融行动特别工作组 (FATF) 的建议分析政治公众人物 (PEP),并评估金融机构遵循的识别过程,以创建拉丁美洲 PEP 识别的协调区域模型。

设计/方法/方法

FATF 第 12 号建议书指出,金融机构应识别 PEP。为此,后者使用内部识别系统或外部数据库。在此框架内,研究工作的目的是确定受监管实体采用的程序是否符合法规要求。为此目的使用了分析方法和解释方法。

发现

根据 FATF 第 12 号建议,必须确定国内外 PEP 以及相关国际组织的官员、近亲和最亲密的同伙。如此广泛的人群形成了混合类型的 PEP。由于缺乏统一的身份识别政策,一些符合这些条件的人可能不会被发现。

原创性/价值

PEP 控制成功依赖于准确和及时的识别。因此,在拉丁美洲区域层面建立一个国家间的统一认同模式至关重要。它不仅包括义务主体的参与,还包括与相关经济活动相关的部门实体。

更新日期:2020-07-23
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