Purpose

The bedrock of growth in education is at the primary/basic education level, hence there is need to ensure that the populace not only enrolls but complete their education as well as maintain gender balancing. Financial inclusion is essential in achieving financial development which if properly tailored should result in economic growth and development. Education is an important development parameter, therefore, the purpose of this study is to assess if financial inclusiveness enhances primary school enrolment, completion and gender balancing.

Design/methodology/approach

In order to ascertain if financial inclusion (financial penetration, access and usage) enhances primary school education (primary school enrolment and completion) and gender balancing (primary school female-to-male ratio), the study employed the vector error correction modeling (VECM) to capture both short- and long-run dynamics of cointegration equations and also, ascertain how the long-run deviations are deemed corrected in the short run.

Findings

The findings of financial inclusion showed a significant positive effect on primary school enrollment but regarding primary school completion rate and female-to-male ratio, the responses to financial inclusion measures showed a completely negative effect. From the foregoing, it is not just sufficient to enroll school children but that they complete their basic primary education, and equally ensure that the males are not favored over the females so as to achieve gender balance literacy in the country.

Originality/value

The study focuses on how financial inclusion engenders admission, graduation and gender balancing in primary school education as the bedrock to formal education in Nigeria.

中文翻译：

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尼日利亚的小学入学率，完成率和性别均衡；金融普惠视角

目的

教育增长的基础是小学/基础教育，因此需要确保民众不仅入学，而且完成教育并保持性别平衡。金融包容性对于实现金融发展至关重要，如能适当地加以调整，应能促进经济增长和发展。教育是一个重要的发展参数，因此，本研究的目的是评估经济上的包容性是否可以提高小学的入学率，完成率和性别平衡。

设计/方法/方法

为了确定金融普惠性（财务渗透，获取和使用）是否能增强小学教育（小学入学率和完成率）和性别平衡（小学男女比例），该研究采用了矢量误差校正模型（VECM） ），以捕捉协整方程的短期和长期动态变化，并确定长期偏差在短期内如何被纠正。

发现

金融包容性的调查结果显示了对小学入学率的显着积极影响，但就小学结业率和男女比例而言，对金融包容性措施的回应显示出完全负面的影响。根据上述情况，不仅要招收学龄儿童，而且要完成基础小学教育，并同样确保不偏爱男性而不是女性，以实现该国的性别平衡素养。

创意/价值

这项研究的重点是金融包容性如何促进小学教育的录取，毕业和性别平衡，这是尼日利亚正规教育的基础。