This article highlights emerging patterns of domestic remittance arrangements among migrant construction workers from West Bengal in Kerala that have now become defunct because of COVID-19. Earlier field surveys and in-depth interviews showed how Bengali migrant construction workers, relying on networks of friendship and trust, were learning to remit through formal channels, in contrast with many micro-studies showing the dominant role of informal channels in domestic remittances. High wage rates in Kerala enabled such migrant construction workers to send significant amounts, used for productive activities besides household expenses. However, there were significant changes in arrangements, before COVID-19 enforced a dramatic suspension of remittances, raising important questions about future possibilities.

中文翻译：

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印度和 Covid-19 内的汇款安排：喀拉拉邦来自西孟加拉邦的移民建筑工人

本文重点介绍了喀拉拉邦西孟加拉邦移民建筑工人的国内汇款安排新模式，这些模式现已因 COVID-19 而失效。较早的实地调查和深度访谈显示，孟加拉移民建筑工人如何依靠友谊和信任网络，学习通过正规渠道汇款，而许多微观研究表明，非正规渠道在国内汇款中占主导地位。喀拉拉邦的高工资率使这些移民建筑工人能够寄出大量款项，用于除家庭开支之外的生产活动。但是，在 COVID-19 强制暂停汇款之前，安排发生了重大变化，这引发了有关未来可能性的重要问题。