The changing paradigm of the banking sector regulation has prompted to investigate the inter-linkage of different banking sector variables, viz. capital adequacy ratio, profitability, risk, efficiency and other controlled variables. The study is designed with data for the period 1996–2016 and 43 Indian Commercial Banks. The result of two-stage least squares method reflects that CAR bears a positive association with the risk taking behaviour of the banks. Second, it has been seen that CAR is having a positive association with profitability, but it is adversely associated with efficiency.

中文翻译：

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银行的资本充足率：万能药或安慰剂

不断变化的银行业法规范式促使人们研究不同银行业变量之间的相互联系。资本充足率，盈利能力，风险，效率和其他受控变量。该研究使用1996年至2016年期间的数据以及43家印度商业银行的数据进行设计。两阶段最小二乘法的结果表明，资本充足率与银行的冒险行为呈正相关。其次，已经看到，CAR与获利能力呈正相关，但与效率却呈负相关。