For over three decades, money laundering has been an area of concern for policymakers and law enforcement, with significant efforts undertaken at national and international levels to combat it. Recently, laundering of criminal proceeds using real property has attracted increased attention amongst policymakers. Various efforts are now being undertaken to tackle money laundering in the UK property market, but there are still significant difficulties in its practical implementation. Drawing upon semi-structured interviews with estate agents and compliance officials, this study identifies critical aspects of AML compliance that are particularly problematic for those involved in it. In so doing, this article delivers a new perspective, by analysing data gathered with the first empirical study on the implementation of AML obligations in practice (in the UK property market) since the introduction of the 2017 Money Laundering Regulations.

中文翻译：

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实施反洗钱监管的挑战：实证分析

三十多年来，洗钱一直是政策制定者和执法部门关注的一个领域，国家和国际层面为打击洗钱做出了重大努力。最近，使用不动产洗钱的犯罪收益越来越受到政策制定者的关注。目前正在采取各种努力来解决英国房地产市场的洗钱问题，但在实际实施中仍然存在重大困难。本研究利用对房地产经纪人和合规官员的半结构化访谈，确定了反洗钱合规的关键方面，这些方面对参与其中的人来说尤其成问题。这样做，这篇文章提供了一个新的视角，