The objective of this present study was to understand the distribution patterns of various forms of soil phosphorus (P) and the biotic and abiotic factors affecting the soil P fractions under long-term cover crops. Here, we investigated the characteristics of soil P forms, community structure of P-solubilizing bacteria (using 16S rRNA) and the related enzyme activity under clean tillage (CT), 14 years of white clover (WC, Trifolium repens L.) and orchard grass (OG, Dactylis glomerata L.) cover crops in a rain-fed apple orchard on the Weibei Loess Plateau, China. Relative to CT treatment, long-term cover crops enhanced the bioavailability of soil P by increasing the contents of total phosphorus (TP), microbial phosphorus (MBP), organic phosphorus (Po) and certain forms of inorganic phosphorus (e.g. Al-P, Ca₂-P, Ca₈-P and Fe-P) in the surface soil, in addition, WC treatment also increase the available P (AP) contents in the topsoil. A redundant analysis (RDA) showed that soil organic matter (SOM), NH₄⁺-N and pH were the key environmental factors affecting the morphological changes of soil P. In addition, the effects of long-term cover crops on soil P forms were mainly concentrated in the topsoil, and the WC treatment had a greater impact on soil P composition than the OG treatment. Interestingly, long-term cover crops effectively increased the abundances of P-solubilizing bacteria, such as Streptomyces, Sphingomonas, Nocardioides and Haliangium, and enhanced the alkaline phosphatase (ALP) activity. Overall, long-term cover crops were an effective strategy to activate soil P as they improve the soil environment.