This article examines the implications of the rise of Fintech for achieving effective cooperation in the area of financial regulation. While the disruptive and transformative impacts of Fintech pose significant challenges for domestic regulators, Fintech also presents opportunities to enhance cross-border regulatory cooperation, which is particularly important in an increasingly complex globalised financial economy. To provide insights into the way in which regulatory cooperation in relation to Fintech can evolve, we examine the role played by domestic regulators and the International Organization of Securities Commissions in establishing a cross-border securities enforcement framework. We show how the initial steps by financial regulators to enter into bilateral Fintech agreements have the potential to translate into more substantial and wide-reaching cooperative arrangements.

中文翻译：

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金融监管跨境合作：跨越金融科技桥梁

本文探讨了金融科技的兴起对在金融监管领域实现有效合作的影响。在金融科技的颠覆性和变革性影响对国内监管机构构成重大挑战的同时，金融科技也为加强跨境监管合作提供了机会，这在日益复杂的全球化金融经济中尤为重要。为了深入了解与金融科技相关的监管合作的发展方式，我们研究了国内监管机构和国际证监会组织在建立跨境证券执法框架方面所发挥的作用。