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Retiree home ownership in Saudi Arabia: the role of geographic, demographic, social and economic variables
Journal of Population Research Pub Date : 2018-05-02 , DOI: 10.1007/s12546-018-9202-2
Rshood M. Al-Khraif , Abdullah N. Al-Mutairi , Khaled O. Alradihan , Asharaf Abdul Salam

Home ownership has implications for a family’s empowerment and quality of life, especially post-retirement. Economic conditions, the cost of living, and child-rearing create barriers to accumulating immovable assets, including the home. This study identifies the determinants of home ownership among retirees—geographic, demographic, social and economic variables—and explains the effect using data drawn from five administrative areas in Saudi Arabia (Riyadh, Madina, Eastern, Jazan, and Jouf) representing planning regions (Northern, Southern, Eastern, Western and Central). A large proportion of retirees (82%) own a home (purchased before or after retirement), with regional differences. Retirees from Jouf and Jazan have higher ownership rates than their counterparts in Riyadh, Madina, or Eastern, with rates affected by geographic, demographic, social, and economic factors. As determinants, geographic and demographic factors have major roles while economic factors play a typical role in decision-making. A mix of higher education, professional employment, longer duration of employment and higher salaries, when combined with locational preferences and family requirements, motivate or enable home ownership. Retiree home-ownership is important to dignified post-retirement (old-age) life, and so measures and policies may be strengthened to empower people to own homes during their working life.

中文翻译:

沙特阿拉伯的退休人员住房拥有权:地理,人口,社会和经济变量的作用

房屋所有权对家庭的赋权和生活质量,特别是退休后的生活质量有影响。经济条件,生活成本和抚养子女的行为为积累包括房屋在内的不动产造成了障碍。这项研究确定了退休人员住房所有权的决定因素(地理,人口,社会和经济变量),并使用来自代表规划区域的沙特阿拉伯五个行政区(利雅得,麦地那,东部,贾赞和乔夫)的数据解释了这种影响(北部,南部,东部,西部和中部)。很大一部分退休人员(82%)拥有房屋(在退休之前或之后购买),但存在地区差异。来自Jouf和Jazan的退休人员的拥有率高于利雅得,麦地那或东部的同伴,其拥有率受地理,人口,社会,和经济因素。作为决定因素,地理和人口因素起主要作用,而经济因素在决策中起典型作用。高等教育,专业工作,更长的工作时间和更高的薪水结合了位置偏好和家庭要求,可以激发或实现房屋所有权。退休人员的房屋所有权对于有尊严的退休后(老年)生活很重要,因此可以加强措施和政策,使人们在工作期间拥有自己的房屋。结合位置偏好和家庭需求,可以激发或实现房屋所有权。退休人员的房屋所有权对于有尊严的退休后(老年)生活很重要,因此可以加强措施和政策,使人们在工作期间拥有自己的房屋。结合位置偏好和家庭需求,可以激发或实现房屋所有权。退休人员的房屋所有权对于有尊严的退休后(老年)生活很重要,因此可以加强措施和政策,使人们在工作期间拥有自己的房屋。
更新日期:2018-05-02
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