In the light of different approaches to the question of regulating economic insurance law in specific legal systems, formulation of a model definition of the insurance contract, although necessary for further investigations, is merely theoretical. Specific lawmakers approach the question of specification of the content of the insurance contract at the statutory level with varying degree of consequence. Insurance relationships are a heterogeneous category, and attempts to develop uniform systematics with the use of comparative legal methods are still hindered by differences between individual legal systems. There is a lack of consistence between the distinctions adopted in private law systems and solutions characteristic of public law, which exert much influence on the market of insurance services as a part of insurance supervision.

中文翻译：

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当代欧洲关于保险合同本质和类型学的规范趋势

鉴于具体法律制度对经济保险法规范问题的不同处理方式，保险合同范式定义的制定虽然有待进一步研究，但只是理论上的。具体立法者在法定层面处理保险合同内容的规范问题，后果程度不一。保险关系是一个异质的范畴，运用比较法律方法发展统一制度的尝试仍然受到各个法律制度差异的阻碍。私法制度的区分与公法的特色解决方案缺乏一致性，作为保险监管的一部分，对保险服务市场影响较大。