Although the key distinguishing feature of Islamic finance is compliance with Sharīʿah, there is criticism from various quarters on the Sharīʿah compliance of its products. However, there is no objective way to assess the Sharīʿah compliance of Islamic financial contracts. This article develops a structured framework for analysing Sharīʿah compliance of Islamic financial contracts by deconstructing them and developing principles of evaluation based on concepts from Islamic legal theory. Other than providing a framework to assess Sharīʿah compliance of Islamic financial contracts, this article also alludes to an important issue regarding the contracts’ flexibility. Using concepts from Islamic legal theory, the article classifies different contractual stipulations according to their legal weight, and identifies how legal perspectives on the requirements of compliance can determine the flexibility of contracts. An evaluative framework is used to assess the Sharīʿah compliance of an actual muḍārabah (silent partnership) contract and finds it to be defective.

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伊斯兰金融合同的灵活性和伊斯兰教法合规性：评估框架

尽管伊斯兰金融的主要显着特征是遵守伊斯兰教法，但对其产品的伊斯兰教法合规性存在来自各方面的批评。然而，没有客观的方法来评估伊斯兰金融合同的伊斯兰教法合规性。本文开发了一个结构化的框架，通过解构伊斯兰金融合同并根据伊斯兰法律理论的概念制定评估原则，来分析伊斯兰金融合同的伊斯兰教法合规性。除了提供一个框架来评估伊斯兰金融合同的伊斯兰教法合规性外，本文还提到了一个关于合同灵活性的重要问题。本文运用伊斯兰法律理论中的概念，根据其法律效力对不同的合同规定进行分类，并确定合规要求的法律观点如何确定合同的灵活性。评估框架用于评估实际的 muḍārabah（无声合伙）合同是否符合伊斯兰教法，并发现它存在缺陷。