Purpose - Using data from World Bank and Global Islamic Finance Report, this paper aims to compare the performance of countries following Islamic and conventional finance system in terms of financial inclusion and FinTech. Design/methodology/approach - Ten countries from both financial systems have been selected based on the presence of Islamic finance and conventional finance in the country. Data was analyzed from year 2011 to 2017 and keeping the former as base year to measure the change in the population fraction. Findings - The findings found that Islamic finance countries are more inclusive in terms of financial inclusion and women are financially more empowered as compared to the counterpart. On the contrary, countries with conventional finance have a higher number of FinTech users. Research limitations/implications - The difference between the performances of two systems in terms of financial inclusion is relatively small; therefore, future studies should incorporate more indicators for financial inclusion. Originality/value - This study will be useful for understanding the nature of both financial systems, and the further research can be done to find the determinants of financial inclusion.

中文翻译：

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金融普惠与金融科技

目的-本文使用世界银行和《全球伊斯兰金融报告》中的数据，旨在比较遵循伊斯兰和传统金融体系的国家在金融普惠性和金融科技方面的表现。设计/方法/方法-根据伊斯兰金融和传统金融在该国的存在，从这两个金融系统中选择了10个国家。分析了2011年至2017年的数据，并以前者为基准年来衡量人口比例的变化。调查结果-调查结果发现，与对等金融国家相比，伊斯兰金融国家在金融普惠性方面具有更大的包容性，而妇女在财务上的权力更大。相反，拥有传统金融的国家拥有更多的金融科技用户。研究的局限性/含义-两种系统在财务包容性方面的绩效差异相对较小；因此，未来的研究应纳入更多的金融普惠指标。原创性/价值-这项研究将有助于理解两个金融系统的性质，并且可以进行进一步的研究以发现金融包容性的决定因素。