Financial Socialization Theory and Communication Privacy Management theory offer insights into how financial conflict develops and is maintained in couples. Communication Privacy Management Theory offers a lens through which to view financial communication between partners. Partners bring in their own experience, values, and behaviors regarding money (family financial socialization), realized or unrealized. Through family financial socialization we know that environmental and family influences began during childhood and have continued into adulthood creating what may be perceived as financial norms. Both theories are reviewed, and a clinical case vignette applying the Bowenian framework is discussed. Implications put forward to offer best practices for family and financial therapists, suggesting that it is necessary to process and gain insight into their own financial beliefs to avoid projection. We propose using each of these theories to further inform clinical practice with clients and to expand our growing knowledge of couples and financial communication.

中文翻译：

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通过鲍文视角处理夫妻财务冲突：应用金融社会化和通信隐私理论

金融社会化理论和通信隐私管理理论提供了关于经济冲突如何在夫妻中发展和维持的见解。通信隐私管理理论提供了一个视角，通过它可以查看合作伙伴之间的财务通信。合作伙伴带来他们自己关于金钱（家庭财务社会化）的经验、价值观和行为，无论是已实现的还是未实现的。通过家庭金融社会化，我们知道环境和家庭的影响始于童年，并持续到成年期，创造了可能被视为财务规范的东西。回顾了这两种理论，并讨论了应用鲍文框架的临床案例小插曲。为家庭和财务治疗师提供最佳实践的意义，表明有必要处理和洞察他们自己的财务信念以避免预测。我们建议使用这些理论中的每一种来进一步为客户的临床实践提供信息，并扩展我们对夫妻和财务沟通不断增长的知识。