Currently, penalties and fines are not provable in bankruptcy. This article examines the policy behind this approach and its consequences. It then suggests an alternative approach where penalties and fines are provable, but are subordinated to other unsecured debts and are not released upon the discharge of the bankrupt. Although this approach is not perfect, it addresses some of the difficulties of the current approach and balances the goals of protecting the bankrupt from pressure by creditors during the term of their bankruptcy, deterring and punishing misconduct, and giving the bankrupt a ‘fresh start’ upon their discharge.

中文翻译：

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破产处罚的替代方法

目前，在破产中尚不能证明罚款和罚款。本文研究了此方法背后的政策及其后果。然后，它提出了一种替代方法，其中可处以罚款和罚款，但从属于其他无担保债务，并且在破产解除后不予释放。尽管这种方法不是完美的，但它解决了当前方法的一些困难，并且在保护破产者免于债权人破产期间的压力，制止和惩治不当行为以及为破产者提供“新起点”的目标之间取得了平衡。他们出院时。