At present, the efficiency of electronic technology is minimized the improper funding system which decreases the growth of information technology. Hence, in this research, an optimized financial model has been designed and developed step by step based on an e-commerce assisted framework of operational research (ECFOR). The use of the e-commerce platform has been integrated throughout life and a discussion has been conducted on the structure of the Operational Research-based advanced financing model. This model helps to examine the key parts involved in the funding process and improves the conventional advance payment in contrast with this modern funding model. The congenital superiority of this kind of funding system helps to improve the current financial model through operational research. Finally, it has concluded that the e-commerce-based prepaid financing model helps to reduce the risk of related parties and it has been used to improve the efficiency of financing.

当前，电子技术的效率被最小化，不适当的资金系统降低了信息技术的发展。因此，在这项研究中，基于电子商务辅助的运筹学框架（ECFOR），逐步设计和开发了优化的财务模型。电子商务平台的使用已在整个生命中得到了整合，并且已经对基于运筹学的高级融资模型的结构进行了讨论。该模型有助于检查筹资过程中涉及的关键部分，并与这种现代筹资模型相比，改进了常规预付款。这种供资系统的先天优势有助于通过运营研究来改善当前的财务模型。最后，