In many societies, perceptions regarding housing and ownership rights is that it is mostly consigned to males rather than females. Housing is gendered around physical aspects, as a financial asset, and even in housing data to be a male preserve – excluding females and their perceptions. This important paper addresses this limitation in the literature by examining the views and perceptions of female participants in the Australian Housing Conditions dataset. More specifically this paper examines the significance of household structure, housing quality and characteristics of Australian woman and how it affects their financial strain. As a further dimension this paper also examines differences in women’s housing experience by age as older Australian women (above 65 years) have a higher likelihood to revert to substandard housing conditions and homelessness than younger Australian women (under 65 years). Logistic regression analysis shows a higher tendency towards financial strain in women under 65 years, those with either poor physical or mental health and those who were single or lone parents. These finding propose that women under 65 are at greater risk to experience household financial strain and poorer housing security. The paper argues that these results present challenges for Australian housing policy through increasing housing affordability. The analysis suggests that an increase in the availability of affordable housing will ease the financial strain and improve the mental health of Australian women. Moreover, an increase in the flexibility of housing arrangements may prove to be beneficial in providing additional housing solutions.

在许多社会中，人们对住房和所有权的看法是，住房和所有权主要是男性而不是女性。住房的性别特征是作为金融资产的物质方面，甚至在住房数据中也是雄性的，而不包括女性及其观念。该重要论文通过检查澳大利亚住房条件数据集中女性参与者的观点和看法来解决文献中的这一限制。更具体地说，本文研究了澳大利亚妇女的家庭结构，住房质量和特征的重要性，以及它如何影响其经济负担。本文还进一步探讨了按年龄划分的女性住房经历的差异，因为年龄较大的澳大利亚妇女（65岁以上）比年龄较小的澳大利亚妇女（65岁以下）更有可能恢复不合标准的住房条件和无家可归。Logistic回归分析显示，在65岁以下的女性，身体或心理健康状况不佳的女性以及单亲或单亲的女性中，财务压力的趋势更高。这些发现表明，65岁以下的女性更有可能遭受家庭财务压力和住房保障较差。该论文认为，这些结果通过增加住房负担能力为澳大利亚住房政策提出了挑战。分析表明，负担得起的住房数量的增加将缓解财务压力并改善澳大利亚妇女的心理健康。此外，增加住房布置的灵活性可能被证明在提供附加住房解决方案方面是有益的。